Personal Banking


Welcome! We’ve prepared a quick guide to help you get the most out of your new account.

Getting Started

Enroll in Online Banking

Start enjoying the features of your new account right away by enrolling in Online Banking. Account setup takes under 2 minutes.

Learn More

Download the LendingClub Mobile App

Get the LendingClub mobile app to manage your account and deposit checks from anywhere.1

Learn More

Funds Transfers

Link an external account within Online or Mobile Banking for free funds transfers. Please note, that the initial setup of an external account may take up to 3 days. You can make internal transfers as well if you also have a Rewards Checking account. 

Direct Deposit

Setting up direct deposit is simple. In Online Banking, select the relevant account and click on “View Account Ownership Letter” from the Services menu on the right. Your account and routing number provided can be submitted to your employer/depositor to get started.

Founder Savings Dashboard
Transaction LC mobile screenshot

Availability of Funding Deposit

Opening Deposit

If you transferred money from an outside account to open your new account, you’ll see the deposit posted to your account within 2-3 business days. The deposit is available 5 business days after it posts to your account for your security.

Read more about daily transaction limits

Digital banking, made human.

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC Insurance
FDIC Insurance
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.
Customer Support
Have a question? We're here to help. Reach us by phone or email.
  1. Standard data and message rates may apply to Mobile Banking services. This includes the use of LendingClub Mobile, LendingClub Commercial, and other services. Android is a trademark of Google LLC. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.

Any reviews presented are individual experiences and results may vary. Reviews are collected and authenticated by Bazaarvoice. Any average rating presented is based on these reviews. All reviews can be accessed at https://www.lendingclub.com/company/reviews.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

© 2024 LendingClub Bank. All rights reserved.