Personal Banking

Rates

See our consumer and business checking and savings rates below

Rate charts show Annual Percentage Yield (“APY”) and interest rate effective as of 03/21/2023.   

 

 

HIGH-YIELD SAVINGS

    • Balance to Earn Rate
      Balance to Earn Rate
    • Interest Rate
      Interest Rate
    • APY
      APY
    • Balance to Earn Rate
      $0.00 – $9.99
    • Interest Rate
      4.17%
    • APY
      4.25%
    • Balance to Earn Rate
      $10.00- $2,499.99
    • Interest Rate
      4.17%
    • APY
      4.25%
    • Balance to Earn Rate
      $2,500.00- $24,999.99
    • Interest Rate
      4.17%
    • APY
      4.25%
    • Balance to Earn Rate
      $25,000.00 or more
    • Interest Rate
      4.17%
    • APY
      4.25%

REWARDS CHECKING

 

    • Balance to Earn Rate
      Balance to Earn Rate
    • Interest Rate
      Interest Rate
    • APY
      APY
    • Balance to Earn Rate
      $0.00 – $2,499.99
    • Interest Rate
      0.00%
    • APY
      0.00%
    • Balance to Earn Rate
      $2,500.00- $99,999.99
    • Interest Rate
      0.10%
    • APY
      0.10%
    • Balance to Earn Rate
      $100,000.00 and more
    • Interest Rate
      0.15%
    • APY
      0.15%

MEMBER REWARDS CHECKING

    • Balance to Earn Interest
      Balance to Earn Interest
    • Interest Rate
      Interest Rate
    • APY
      APY
    • Balance to Earn Interest
      $0.00 – $2,499.99
    • Interest Rate
      0.00%
    • APY
      0.00%
    • Balance to Earn Interest
      $2,500.00- $99,999.99
    • Interest Rate
      0.10%
    • APY
      0.10%
    • Balance to Earn Interest
      $100,000.00 and more
    • Interest Rate
      0.15%
    • APY
      0.15%

FOUNDER SAVINGS

    • Portion of Balance Earning Rate
      Portion of Balance Earning Rate
    • Interest Rate
      Interest Rate
    • APY Range
      APY Range
    • Portion of Balance Earning Rate
      $0.00 – $19,999.99
    • Interest Rate
      3.98%
    • APY Range
      4.05%
    • Portion of Balance Earning Rate
      $20,000.00- $49,999.99
    • Interest Rate
      3.98%
    • APY Range
      4.05%
    • Portion of Balance Earning Rate
      $50,000.00 and more
    • Interest Rate
      3.98%
    • APY Range
      4.05%

CD ACCOUNTS

    • Term
      Term
    • Minimum Opening Deposit
      Minimum Opening Deposit
    • Interest Rate
      Interest Rate
    • APY
      APY
    • Term
      6 Month
    • Minimum Opening Deposit
      $2,500.00
    • Interest Rate
      3.20%
    • APY
      3.25%
    • Term
      1 Year
    • Minimum Opening Deposit
      $2,500.00
    • Interest Rate
      3.93%
    • APY
      4.00%
    • Term
      18 Month
    • Minimum Opening Deposit
      $2,500.00
    • Interest Rate
      3.98%
    • APY
      4.05%
    • Term
      2 Year
    • Minimum Opening Deposit
      $2,500.00
    • Interest Rate
      4.02%
    • APY
      4.10%
    • Term
      3 Year
    • Minimum Opening Deposit
      $2,500.00
    • Interest Rate
      4.02%
    • APY
      4.10%
    • Term
      5 Year
    • Minimum Opening Deposit
      $2,500.00
    • Interest Rate
      4.02%
    • APY
      4.10%

SMALL BUSINESS PRODUCT RATES

TAILORED CHECKING

    • Portion of Balance Earning Rate
      Portion of Balance Earning Rate
    • Interest Rate
      Interest Rate
    • APY Range
      APY Range
    • Portion of Balance Earning Rate
      $0.00 – $499.99
    • Interest Rate
      1.49%
    • APY Range
      1.50%
    • Portion of Balance Earning Rate
      $500.00- $99,999.99
    • Interest Rate
      1.49%
    • APY Range
      1.50%
    • Portion of Balance Earning Rate
      $100,000.00 and more
    • Interest Rate
      0.10%
    • APY Range
      1.50% – 0.10%

BUSINESS HIGH-YIELD SAVINGS

    • Balance to Earn Rate
      Balance to Earn Rate
    • Interest Rate
      Interest Rate
    • APY
      APY
    • Balance to Earn Rate
      $0.00 – $9.99
    • Interest Rate
      3.54%
    • APY
      3.60%
    • Balance to Earn Rate
      $10.00- $2,499.99
    • Interest Rate
      3.54%
    • APY
      3.60%
    • Balance to Earn Rate
      $2,500.00- $24,999.99
    • Interest Rate
      3.54%
    • APY
      3.60%
    • Balance to Earn Rate
      $25,000.00 or more
    • Interest Rate
      3.54%
    • APY
      3.60%

Accounts subject to approval, which may include credit approval. $25 minimum opening deposit required for personal checking accounts. $100 minimum opening deposit required for business checking accounts.  $100 minimum opening deposit required for savings accounts.  $2,500 minimum opening depositrequiredfor CD accounts. $250,000 maximum opening deposit. 

Checking and Savings account rates are variable and subject to change at any time, at the sole discretion of the bank.  Fees may reduce earnings. A penalty may be imposed for early withdrawals on CD accounts. At the end of the initial term, CDs will automatically renew at the then offered rate. 

Please see Personal Product Terms & Conditions  for additional details for personal accounts. Please see  Business Product Terms & Conditions for additional details about business products. FDIC-insured up to $250,000 per depositor for each ownership category. Visit our  FAQ page for additional information.