ACCOUNT RATES

Savings, Checking
& CD Rates

See our consumer and business checking and savings rates below

Rate charts show Annual Percentage Yield (“APY”) and interest rate accurate as of 07/01/2025.

Personal Account Rates

LevelUp Savings

Balance to Earn Interest	Interest Rate	APY
LevelUp Rate	4.31%	4.40%
Standard Rate	3.35%	3.40%

High-Yield Savings

Balance to Earn Interest	Interest Rate	APY
$0.00 - $24,999.99	3.63%	3.70%
$25,000 - $49,999.99	3.63%	3.70%
$50,000.00 - $99,999.99	3.63%	3.70%
$100,000 - $249,999.99	3.63%	3.70%
$250,000 or more	3.63%	3.70%

Rewards Checking

Balance to Earn Rate	Interest Rate	APY
$0.00 – $2,499.99	0.00%	0.00%
$2,500.00- $99,999.99	0.10%	0.10%
$100,000.00 and more	0.10%	0.10%

Member Rewards Checking

Balance to Earn Interest	Interest Rate	APY
$0.00 – $2,499.99	0.00%	0.00%
$2,500.00- $99,999.99	0.10%	0.10%
$100,000.00 and more	0.15%	0.15%

Founder Savings

Portion of Balance Earning Rate	Interest Rate	APY Range
$0.00 – $19,999.99	3.68%	3.75%
$20,000- $49,999.99	3.68%	3.75%
$50,000.00 and more	3.68%	3.75%

CD Accounts

Term	Minimum Opening Deposit	Interest Rate	APY
6 Month	$500.00	3.93%	4.00%
10 Month	$500.00	3.92%	4.00%
1 Year	$500.00	3.68%	3.75%
14 Month	$500.00	4.17%	4.25%
18 Month	$500.00	3.44%	3.50%
2 Year	$500.00	3.44%	3.50%
3 Year	$500.00	3.39%	3.45%
5 Year	$500.00	3.34%	3.40%

Small Business Account Rates

Tailored Checking

Portion of Balance Earning Rate	Interest Rate	APY Range
$0.00 – $499.99	0.25%	0.25%
$500.00- $99,999.99	0.25%	0.25%
$100,000.00 and more	0.10%	0.25% – 0.10%

Business High-Yield Savings

Balance to Earn Rate	Interest Rate	APY
$0.00 – $9.99	1.49%	1.50%
$10.00- $2,499.99	1.49%	1.50%
$2,500.00- $24,999.99	1.49%	1.50%
$25,000.00 or more	1.49%	1.50%

595 Market Street, Suite 200

San Francisco, California 94105

If you have special access needs and are having problems accessing this website, please call 888-596-3157.

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Accounts subject to approval, which may include credit approval. $25 minimum opening deposit required for personal checking accounts. $100 minimum opening deposit required for business checking accounts. $100 minimum opening deposit required for savings accounts. $500 minimum opening deposit required for CD accounts. $500,000 maximum opening deposit.

Checking and Savings account rates are variable and subject to change at any time, at the sole discretion of the bank. Fees may reduce earnings. A penalty may be imposed for early withdrawals on CD accounts. At the end of the initial term, CDs will automatically renew at the then-offered rate.

Please see Personal Product Terms & Conditions for additional details for personal accounts. Please see Business Product Terms & Conditions for additional details about business products. FDIC-insured up to $250,000 per depositor for each ownership category. Please visit FDIC: Deposit Insurance for additional information on FDIC insurance limits. Visit our FAQ page for additional account information.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

LendingClub,” the “LC” symbol, “TopUp,” and “DebtIQ” are trademarks of LendingClub Bank.

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