Certificates of Deposit
Earn 4.25% APY with
a 14-month CD1
Secure a stronger financial future with a great rate.
Get a competitive, guaranteed rate
4.00% APY
for 6 months
3.75% APY
for 1 year
4.25% APY
for 14 months
3.50% APY
for 18 months
3.50% APY
for 2 years
3.40% APY
for 5 years
Benefits of a LendingClub CD
Maximize your savings
Set it and forget it
Manage everything online
Flexible interest payouts
Ready to open a CD?
Complete the online application, deposit your funds, and start saving.
Your membership gets
better in the app
Make the smartest money move of the day.
Download the LendingClub app now.4
A certificate of deposit (CD) account allows you to save money for a specified amount of time while receiving a fixed rate of return. CDs are available for different durations otherwise known as “terms” and are fully FDIC insured.
You can only make deposits to a CD at the time when the account is opened or following CD maturity during a 10 day grace period.
Monthly withdrawals of earned interest are permitted, however any withdrawals of principal balances would only be allowed at the banks discretion and may incur early withdrawal fees.
At least 30 days prior to a CD maturing the bank will mail you a CD maturity notice. Once the CD matures there is a 10 day grace period where funds can be added or removed. If no specific customer action or notification is provided at the end of the grace period, the CD will renew into the same term at the offered rate.
LendingClub is now making it easier than ever to manage your CD options online or in our convenient mobile app. Once your CD matures, the following options will become available to you during your 10-day grace period:
Adjust the terms of your CD from a variety of options
Close out your CD and select where to send your funds
Not sure when your CD matures? No problem! Sign in to view your account or simply wait to hear from us. We'll give you a 30-day notice when it is about to mature, at which point you’ll have a 10-day grace period to make the changes listed above.
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