Personal Banking

Certificate of Deposit

Save for your future with a CD from LendingClub

Open Online Now

Open a CD

We offer competitive rates with guaranteed returns

- Term
  Term
- 6 Month
  6 Month
- 1 Year
  1 Year
- 18 Month
  18 Month
- 2 Year
  2 Year
- 3 Year
  3 Year
- 5 Year
  5 Year
- Term
  APY¹
- 6 Month
  3.25%
- 1 Year
  4.00%
- 18 Month
  4.05%
- 2 Year
  4.10%
- 3 Year
  4.10%
- 5 Year
  4.10%
- Term
  Get Started
- 6 Month
  Apply Now
- 1 Year
  Apply Now
- 18 Month
  Apply Now
- 2 Year
  Apply Now
- 3 Year
  Apply Now
- 5 Year
  Apply Now

Apply now in under 3 minutes

Apply Now

Earn more with a CD from LendingClub

Start saving for your future with a CD from an award-winning bank.

Why choose LendingClub?

“Joyce in Customer Service was great… she spent a lot of time with me and made me feel appreciated as a customer.”
Hayden S.
“Joseph in Customer Service couldn’t have been more helpful! It was great to chat with a live person and get my questions answered. It’s been very frustrating with other banks. Thanks LendingClub!”
Penelope Q.
“Outstanding experience! Plain and simple! Chat Bot Rae and Customer Service Rep. Jessica responded quickly and informed me of exactly what I needed to do and took care of my concerns.”
Amy L.

Let’s get started!

Open your CD account today in as little as 3 minutes.

Apply Now

Digital banking, made human.

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.

Accounts subject to approval which may include credit approval. $2500 opening deposit required. Maximum deposit amount of $250,000. FDIC-insured up to $250,000 per depositor for each ownership category. Visit our FAQ page for additional information.

1. Annual Percentage Yield (APY) accurate as of 01/29/2023. Minimum amount to open is $2,500.00. Maximum opening deposit amount of $250,000.00. Fees could reduce earnings on account. A penalty may be imposed for early withdrawal. At the end of the initial term, CDs will automatically review at the then offered rate.