Apply online for a free checking account today and start earning 1% cash back on everyday purchases.
Apply OnlineGet a free checking account that rewards you for keeping a high balance.2
Compare LendingClub to other banks side by side.
Learn MoreGet rewarded for everyday purchases and earn 1.00% cash back with Rewards Checking every time you use your debit card.
Learn MoreSet up direct deposit into your LendingClub account and you’re eligible to receive your money up to two days early. Your paycheck will be available as soon as your employer submits their payroll files to the Federal Reserve. For many, this means receiving your funds as early as Wednesday on pay week.3
It’s your money—you shouldn’t have to pay to use it. Charged a fee by another bank? Don’t worry! Rewards Checking receives unlimited rebates for any ATM fees you’re charged.4
Learn MoreOpen an account online in under 3 minutes—right now, wherever you are, on any device!
Apply NowRewards Checking was voted Best Cash Back Checking Account on Newsweek’s America’s Best Banks list for 2022. Heavy debit card users can get rewarded for their swiping with a checking account that returns a percentage of their purchases, similar to the way a cashback credit card operates. The winner pays interest on top of that, offers unlimited ATM reimbursements and doesn’t charge a monthly maintenance fee or require a minimum balance.
Whether you prefer earning interest, cash back, unlimited free ATM’s, we have the perfect account for you.
I get excited when I receive my monthly benefits email. I love seeing how much I have earned and saved this year by banking with LendingClub.
Kathleen M.
“I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”
Andres G.
“This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”
Joseph S.
Best banking experience I ever had hands down
Laura H.
Features included with every checking account.
Feel free to contact us with any questions. We’ll make sure to get you an answer or put you in touch with whoever you’re looking for.
Manage your accounts from anywhere with unlimited access – 24 hours a day, 7 days a week.
Learn MoreAt LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
We use 256-bit encryption to ensure that data is protected with the highest level of security.
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.