Fees

Fees

Our current fee schedule – for fair and transparent banking

    • Item
      Item
    • Fee
      Fee
    • Item
      Abandoned Property
    • Fee
      $50.00 (per account)
    • Item
      Canadian Item Collection
    • Fee
      $7.00
    • Item
      Deposited Item Reversal
    • Fee
      $8.00
    • Item
      Expedited ATM Card
    • Fee
      $35.00
    • Item
      Expedited Debit Card
    • Fee
      $35.00
    • Item
      Foreign Item Collection
    • Fee
      $30.00
    • Item
      Levy
    • Fee
      $75.00
    • Item
      Research
    • Fee
      $25.00 (hourly)
    • Item
      Stop Payment
    • Fee
      $25.00
    • Item
      Subpoena
    • Fee
      $75.00
    • Item
      Summons
    • Fee
      $75.00
    • Item
      Domestic Wire Out (Consumer)
    • Fee
      $20.00
    • Item
      Domestic Wire Out (Business)
    • Fee
      $18.00
    • Item
      International Wire Out
    • Fee
      $40.00
    • Item
      Monthly Maintenance Fee 1– Tailored Checking accounts with balances less than $500 only
    • Fee
      $10.00
    • Item
      Currency Conversion Fee
    • Fee
      .20% of the transaction amount2
    • Item
      Cross Border (International) Transaction Fee
    • Fee
      .90% on the transaction amount3

Note: Member Rewards Checking is only available to LendingClub loan accountholders. Rewards Checking is available to the general public andis subject to the review and approval of an individual’s application.

  1. A Tailored Checking account will not be overdrawn by the monthly maintenance fee. An account with a balance of less than $10.00 will be assessed the amount available, reducing the balance to zero.
  2. .20% of the non U.S. dollar denominated transaction amount.
  3. Fee is charged whenever the country of the merchant is different than the country of the cardholder, even if the transaction is initiated within the United States and/or in U.S. dollars.

Contact Us
  1. Between January 2022 and March 2022, personal loans issued by LendingClub Bank were funded within 24 hours after loan approval, on average. The time it takes for a loan to be funded is not guaranteed and individual results vary based on multiple factors, including but not limited to investor demand.
  2. On average, personal loans from LendingClub Bank are offered at an APR of 15.95% with an origination fee of 5.00% and a principal amount of $15,800 for loans with term lengths of 36 months, based on current credit criteria and an analysis of historical borrower data from 1/1/21 to 4/12/21. For credit card purchases made in March 2021, the average APR was 20.29%, according to publicly available information published by TheBalance.com. If you pay off a credit card balance of $15,010 with an APR of 15.95% over 36 equal monthly payments, you will pay $5,152 in total finance charges. If you obtain a loan with a term of 36 months and an amount financed of $15,010 (principal amount of $15,800 with an origination fee of $790) at 15.95% APR, you will pay $3,975 in total finance charges over the term of the loan, a savings of $1,177 as compared to the average credit card.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. ​Deposit accounts are subject to approval. Only deposit products are FDIC insured.

“LendingClub” and the “LC” symbol are trademarks of LendingClub Bank.

© 2022 LendingClub Bank. All rights reserved.