Fees

Fees

Our current fee schedule – for fair and transparent banking

    • Item
      Item
    • Fee
      Fee
    • Item
      Abandoned Property
    • Fee
      $50.00 (per account)
    • Item
      Canadian Item Collection
    • Fee
      $7.00
    • Item
      Expedited ATM Card
    • Fee
      $35.00
    • Item
      Expedited Debit Card
    • Fee
      $35.00
    • Item
      Foreign Item Collection
    • Fee
      $30.00
    • Item
      Levy
    • Fee
      $75.00
    • Item
      Research
    • Fee
      $25.00 (hourly)
    • Item
      Stop Payment
    • Fee
      $25.00
    • Item
      Subpoena
    • Fee
      $75.00
    • Item
      Summons
    • Fee
      $75.00
    • Item
      Domestic Wire Out (Consumer)
    • Fee
      $20.00
    • Item
      Domestic Wire Out (Business)
    • Fee
      $18.00
    • Item
      International Wire Out
    • Fee
      $40.00
    • Item
      Monthly Maintenance Fee 1– Tailored Checking accounts with balances less than $500 only
    • Fee
      $10.00
    • Item
      Currency Conversion Fee
    • Fee
      .20% of the transaction amount2
    • Item
      Cross Border (International) Transaction Fee
    • Fee
      .90% on the transaction amount3

Note: Member Rewards Checking is only available to LendingClub loan accountholders. Rewards Checking is available to the general public andis subject to the review and approval of an individual’s application.

  1. A Tailored Checking account will not be overdrawn by the monthly maintenance fee. An account with a balance of less than $10.00 will be assessed the amount available, reducing the balance to zero.
  2. .20% of the non U.S. dollar denominated transaction amount.
  3. Fee is charged whenever the country of the merchant is different than the country of the cardholder, even if the transaction is initiated within the United States and/or in U.S. dollars.

Contact Us
  1. This is one person’s experience. Individual results may vary. Based on reviews collected and authenticated by Bazaarvoice. All such reviews can be accessed at http://reviews.lendingclub.com.
  2. Between July 2022 and October 2022, Personal Loans issued by LendingClub Bank were funded within 42 hours after loan approval, on average. 37% of Personal Loans issued by LendingClub Bank during the same period were funded within 24 hours after loan approval. Loan approval, and the time it takes to issue a credit decision, are not guaranteed and individual results vary based on creditworthiness and other factors, including but not limited to investor demand.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. ​Deposit accounts are subject to approval. Only deposit products are FDIC insured.

“LendingClub” and the “LC” symbol are trademarks of LendingClub Bank.

© 2023 LendingClub Bank. All rights reserved.