Personal Banking

High-Yield Savings

Boost your savings with our free high-interest savings account.

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Earn one of the best rates in the country

Boost your savings with this FDIC-insured2 savings account that earns more for you.

Stacking coins

High-interest earning

  • Earn 2.85% APY

    on your entire balance1

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Freedom from monthly fees

  • It’s your money, you shouldn’t have to pay to use it

  • No monthly service fees

    No minimum balance requirement after $100.00 to open

    Free ATM card available

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Apply online in minutes

  • Here’s what you’ll need to apply

  • Your personal information including your Social Security Number (or Individual Tax ID Number), legal name, date of birth, and residential address

    $100 or more to open – you can use a debit card or transfer from an existing bank account

  • Open your account in as little as 3 minutes!

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Why choose LendingClub?

  • Andres G.
  • Joseph S.
  • Monique R.
  • John M.
  • “I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”

    Andres G.

  • “This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”

    Joseph S.

  • Best banking experience I ever had hands down

    Laura H.

  • The unbelievably kind and helpful customer service team is one of the main reasons I bank with LendingClub.

    Michael F.

Let’s get started!

Don’t have a LendingClub account yet? Apply now and open your new account in under 3 minutes! What are you waiting for?

Mobile Banking

Online & Mobile Banking

Manage your accounts from anywhere with unlimited access – 24 hours a day, 7 days a week.

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Digital banking, made human

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.


We use 256-bit encryption to ensure that data is protected with the highest level of security.

Financial Institution

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.

1. High-Yield Savings has no monthly maintenance fee, no minimum balance requirement after $100.00 to open the account, and is FDIC-insured up to the maximum allowed.Annual Percentage Yield (APY) accurate as of 10/05/2022.Rate tiers are as follows: 2.85% APY applies to balances of $0.00-$9.99; 2.85% APY applies to the entire balance on balances of $10.00-$2,499.99; 2.85% APY applies to the entire balance on balances of $2,500.00-$24,999.99 and 2.85% APY applies to the entire balance on balances of $25,000.00 or more. Rates are variable and may change at any time after the account is opened without notice. Rates are determined in the sole discretion of the Bank. Fees may reduce earnings.
2. Standard data and message rates may apply to Mobile Banking services. This includes the use of LendingClub MobileLendingClub Commercial, and other services. Android is a trademark of Google LLC. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.