Personal Banking

High-Yield Savings

Boost your savings with our free high-interest savings account.

Apply Online

Earn one of the best rates in the country

Boost your savings with this FDIC-insured2 savings account that earns more for you.

High-Yield Savings

Stacking coins

High-interest earning

  • Earn 2.85% APY

    on your entire balance1

Apply Now

Freedom from monthly fees

  • It’s your money, you shouldn’t have to pay to use it

  • No monthly service fees

    No minimum balance requirement after $100.00 to open

    Free ATM card available

Apply Now

Apply online in minutes

  • Here’s what you’ll need to apply

  • Your personal information including your Social Security Number (or Individual Tax ID Number), legal name, date of birth, and residential address

    $100 or more to open – you can use a debit card or transfer from an existing bank account

  • Open your account in as little as 3 minutes!

Apply Now

Why choose LendingClub?

  • Andres G.
  • Joseph S.
  • Monique R.
  • John M.

  • “I like having all fees resulting from ATM use reimbursed to me, no matter how often or how little I use ATMs. I also like it that there is no cap on how much these reimbursements can amount to.”

    Andres G.

  • “This representative was extremely kind, courteous, helpful, and knowledgeable. She was successfully able to resolve my issue quickly, and was very kind and attentive during the process. This representative sets a great example of what excellent customer service is.”

    Joseph S.

  • Best banking experience I ever had hands down

    Laura H.

  • The unbelievably kind and helpful customer service team is one of the main reasons I bank with LendingClub.

    Michael F.

Account Features

Online & Mobile Banking

Manage your accounts from anywhere – 24 hours a day, 7 days a week.

Cash

Free ATM Card

Receive a free ATM card with your savings account.

No Monthly Fees

Don’t worry about monthly service fees – there aren’t any!

No Minimum Balance Requirement

Most accounts have no minimum balance requirement after the initial opening deposit.

Free Transfers

Make free internal and external transfers with Online & Mobile Banking.

Let’s get started!

Don’t have a LendingClub account yet? Apply now and open your new account in under 3 minutes! What are you waiting for?

Apply Now

Integrated Financial Dashboard

Take control of your finances with our integrated personal financial management tools.

Budget

Create a budget to stay on track and plan for wherever life takes you.

Spending

Track your spending to see where your money is going each month.

Trends

Analyze trends to better know your spending habits.

Debts

Develop an action plan to pay off your debts and explore different strategies that work for you.

Link External Accounts

Gain a holistic view of your finances by linking all of your external accounts in one place.

Net Worth

You’re worth a lot – we can help you find out just how much.

Mobile Banking

Online & Mobile Banking

Manage your accounts from anywhere with unlimited access – 24 hours a day, 7 days a week.

Learn More

Digital banking, made human

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

Financial Institution

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.

1. High-Yield Savings has no monthly maintenance fee, no minimum balance requirement after $100.00 to open the account, and is FDIC-insured up to the maximum allowed.Annual Percentage Yield (APY) accurate as of 10/05/2022.Rate tiers are as follows: 2.85% APY applies to balances of $0.00-$9.99; 2.85% APY applies to the entire balance on balances of $10.00-$2,499.99; 2.85% APY applies to the entire balance on balances of $2,500.00-$24,999.99 and 2.85% APY applies to the entire balance on balances of $25,000.00 or more. Rates are variable and may change at any time after the account is opened without notice. Rates are determined in the sole discretion of the Bank. Fees may reduce earnings.
2. Standard data and message rates may apply to Mobile Banking services. This includes the use of LendingClub Mobile, LendingClub Commercial, and other services. Android is a trademark of Google LLC. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. 

Contact Us
  1. This is one person’s experience. Individual results may vary. Based on reviews collected and authenticated by Bazaarvoice. All such reviews can be accessed at http://reviews.lendingclub.com.
  2. Between April 2022 and June 2022, 35% of Personal Loans issued by LendingClub Bank were funded within 24 hours after loan approval. The time it takes for a loan to be funded is not guaranteed and individual results vary based on multiple factors, including but not limited to investor demand.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. ​Deposit accounts are subject to approval. Only deposit products are FDIC insured.

“LendingClub” and the “LC” symbol are trademarks of LendingClub Bank.

© 2022 LendingClub Bank. All rights reserved.