Personal Banking

Transaction Limits

Choose an account to view daily transaction limits:

Rewards Checking 

High-Yield Savings 

Founder Savings

REWARDS CHECKING

    • New Clients
      New Clients
    • Classic
      Classic
    • Preferred
      Preferred
    • Elite
      Elite
    • Reserve
      Reserve
    • Eligibility
    • New Clients
      30 days or less
    • Classic
      Over 30 days
    • Preferred
      Over 120 days & $5,000 Relationship Balance1
    • Elite
      Over 90 days & $10,000 Relationship Balance1
    • Reserve
      Over 120 days & $50,000 Relationship Balance1
    • Incoming External Transfers (ACH)
    • New Clients
      $5,000
      daily limit
    • Classic
      $5,000
      daily limit
    • Preferred
      $10,000
      daily limit
    • Elite
      $150,000
      daily limit
    • Reserve
      $250,000
      daily limit
    • Outgoing External Transfers (ACH)
    • New Clients
      $5,000
      daily limit
    • Classic
      $5,000
      daily limit
    • Preferred
      $10,000
      daily limit
    • Elite
      $50,000
      daily limit
    • Reserve
      $250,000
      daily limit
    • Mobile Check Deposit2
    • New Clients
      $20,000
      daily limit
    • Classic
      $20,000
      daily limit
    • Preferred
      $50,000
      daily limit
    • Elite
      $150,000
      daily limit
    • Reserve
      $250,000
      daily limit
    • Debit Cards3
    • New Clients
      $500 total daily limit
    • Classic
      $2,000 daily limit
      online and in-store signature-based (“credit”) purchases

      $2,000 daily limit
      PIN-based point of sale purchases

      $500 daily limit
      ATM withdrawal
    • Preferred
      $2,000 daily limit
      online and in-store signature-based (“credit”) purchases

      $2,000 daily limit
      PIN-based point of sale purchases

      $500 daily limit
      ATM withdrawal
    • Elite
      $3,000 daily limit
      online and in-store signature-based (“credit”) purchases

      $3,000 daily limit
      PIN-based point of sale purchases

      $1,000 daily limit
      ATM withdrawal
    • Reserve
      $4,000 daily limit
      online and in-store signature-based (“credit”) purchases

      $4,000 daily limit
      PIN-based point of sale purchases

      $2,000 daily limit
      ATM withdrawal

HIGH-YIELD SAVINGS

    • Preferred
      Preferred
    • Elite
      Elite
    • Reserve
      Reserve
    • Eligibility
    • Preferred
      New client
    • Elite
      Over 90 days & $10,000 Relationship Balance1
    • Reserve
      Over 120 days & $50,000 Relationship Balance1
    • Incoming External Transfers (ACH)
    • Preferred
      $10,000
      daily limit
    • Elite
      $150,000
      daily limit
    • Reserve
      $250,000
      daily limit
    • Outgoing External Transfers (ACH)
    • Preferred
      $10,000
      daily limit
    • Elite
      $50,000
      daily limit
    • Reserve
      $250,000
      daily limit
    • Mobile Check Deposit2
    • Preferred
      $50,000
      daily limit
    • Elite
      $150,000
      daily limit
    • Reserve
      $250,000
      daily limit
    • ATM Cards
    • Preferred
      $500 daily limit
      ATM withdrawal
    • Elite
      $1,000 daily limit
      ATM withdrawal
    • Reserve
      $2,000 daily limit
      ATM withdrawal

FOUNDER SAVINGS

    • Reserve
      Reserve
    • Eligibility
    • Reserve
      All Founder Savings Accounts
    • Incoming External Transfers (ACH)
    • Reserve
      $250,000
      daily limit
    • Outgoing External Transfers (ACH)
    • Reserve
      $250,000
      daily limit
    • Mobile Check Deposit2
    • Reserve
      $250,000
      daily limit
    • ATM Cards
    • Reserve
      $2,000 daily limit
      ATM withdrawal

Digital banking, made human.

We put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Security

We use 256-bit encryption to ensure that data is protected with the highest level of security.

Financial Institution

FDIC Insurance

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.

Customer Support

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.

1. Relationship balance is the total balance of all of your LendingClub Bank N. A. deposit accounts combined.