Your New Account

Enroll in Online Banking

Start enjoying the features of your new account right away by enrolling in Online Banking, account setup takes under 2 minutes.

Download the Mobile App

Get the mobile app to manage your account and deposit checks from anywhere.¹

Debit/ATM Card

If you ordered a debit or ATM card as part of your application, you should receive your card within 7-10 business days. If you did not order a debit or ATM card and would like one, please contact Customer Service.

Checks

Your first order of checks are free and should arrive within 10-14 days if you ordered as part of your application. If you didn’t order checks and would like to place an order, please give us a call to order your checks. After your first order, you can order more checks using Online Banking!

Direct Deposit

Set up direct deposit and have your paycheck sent right into your savings or checking account. To get started, complete our direct deposit form and provide it to your employer.

Download a Direct Deposit Form

Opening Deposit

If you transferred money from an outside account to open your new account, you’ll see the deposit posted to your account within 2-3 business days. The deposit is held for 5 business days for your security.

Early Direct Deposit

Set up direct deposit into your account and you’re eligible to receive your money up to two days early. Your paycheck will be available as soon as your employer submits their payroll files to the Federal Reserve. For many, this means receiving your funds as early as 2 days before your company’s payday.²

ATM Fee Rebates for Rewards Checking

LendingClub never charges its clients to use an ATM, but others will. Rewards Checking accountholders are also reimbursed each month for ATM fees charged by other financial institutions. At the end of each month, we calculate the amount in ATM fees you incurred during the month and automatically rebate your account.³ No forms to submit, no receipts to keep, it’s that easy.

Fee-Free In-Network ATMs for High-Yield Savings⁴

Use one of the 37,000+MoneyPass or SUM ATMs at no charge. LendingClub does not charge a fee to use any ATM, however, ATM owner fees apply for use of out-of-network ATMs.

Shared Deposit ATMs

LendingClub is part of a shared deposit ATM network, MoneyPass, which allows Rewards Checking and High-Yield Savings accountholders the ability to make deposits at ATMs of other institutions that participate in the program. 

Mobile Check Deposit

No time to go to the ATM? Deposit your check from anywhere using the mobile app.

Funds Transfer

Link an external account within Online or Mobile Banking for free funds transfers. Please note, that the initial setup of an external account may take up to 3 days.