Earn better returns.

Bank Partnerships: Leveraging Each Other's Strengths

Lending Club offers strategic partnerships to banks in order to bring affordable loans to consumers and small business bank customers. Working with Lending Club allows you to both purchase high quality whole loans and offer new products to your customers.

Through a partnership with us you can:

  • Buy whole loans that fit your own credit policy and risk guidelines; and
  • Offer personal and business loans to your customers, benefiting from Lending Club's low cost of operations and national scale

A partnership creates value by combining the complementary strengths of Lending Club and your bank. Lending Club's low operating expenses, combined with your low cost of capital and strong customer relationships, reduces the cost of credit for your customers. Bank partners can also maintain and build customer relationships by offering access to attractive loan products without costly infrastructure.

Our proprietary technology automates key aspects of operations, including the borrower application process, credit decisioning and scoring, loan funding and servicing, regulatory compliance and fraud detection.

We work with small, medium and large banks. Contact us for more information on how to get involved.


Benefits for Your Bank

  • Grow your loan portfolio
  • Generate attractive returns
  • Comply with regulations
  • Deliver a great experience to your customers
  • Deepen customer relationships with new product offerings

Benefits for Your Customers

  • Realize significant savings with lower interest rates
  • Improve credit score by consolidating credit card debt
  • Simplify payments with a fixed rate, fully amortizing loan with no prepayment penalties
  • Get instant approval

Contact us to learn more about programs for:

All Loans are issued by WebBank, Member FDIC, Utah, Equal Housing Lender.

Welcome

The content on the following pages is intended for institutions only, such as:

  • Pension funds and corporate pension plans
  • Endowments and foundations
  • Banks
  • Finance companies
  • Asset managers
  • Insurance companies
  • Broker-dealers
  • Hedge funds
 

If you're an individual investor, please visit our homepage.

If you're a registered investment advisor, please visit our financial advisors page.

Information contained on the following pages of this website is intended for institutional investors. The information does not constitute an offer to buy or sell, or the solicitation of an offer to buy or sell any security. The products described may not be available to all institutional investors.