Debt Consolidation Loans
Want to eliminate your debt and slash your monthly payments? With an unsecured personal loan via Lending Club you can pay off your high interest debt and consolidate it into a single monthly payment.
Lower Rates: Reduce your interest rate by an average of 25%1
Borrowers who used a personal loan* via Lending Club for debt consolidation or to pay off high interest credit cards report in a survey that the interest rate on their loan was an average of 25% lower than they were paying on their outstanding debt or credit cards. To calculate how much you could save, use our personal loan calculator.
Circle the date you will be debt free
With fixed, low rates and monthly payments, the amount you pay will never increase, giving you a clear path to achieve your financial goals.
Apply for a loan online, it's fast and easy
Our online loan application takes minutes, with no impact to your credit score.
The most convenient personal loan around
Instantly review the debt consolidation loan offers you qualify for, with no need to ever visit a branch. Loans are deposited directly into your bank account in as quickly as a few days.
Prepay and save even more
You can pay off your loan at any time and get rid of future interest payments. No prepayment penalty.
Debt consolidation can boost your credit score
A debt consolidation loan can improve your credit score. 74% of Lending Club customers experienced a FICO score increase three months after obtaining their loan, with an average score increase of 19 points.2