Lending Club

Earn better returns.

It's easy to invest

  1. Choose
    an investment account.
  2. Build
    a portfolio of Notes.
  3. Receive
    monthly payments.
Example: Invest $5,000 and diversify across 200 Notes.

Select your level of risk and return:

11.05% 14.05% 17.33%

Building a portfolio is as easy as 1, 2, 3

With a $5,000 investment, you could diversify across as many as 200 Notes at $25 each. See how to build a diversified portfolio »

Account Types

Whether you want to invest as an individual, an entity, for a minor, or with a joint or trust account, we have the right investment account for you. Learn more »

Combine the benefits of Lending Club returns with the tax advantages of an Individual Retirement Account. We offer Self Directed IRA, Traditional IRA, Roth IRA, SEP IRA, or Simple IRA with easy rollovers from your current IRA or 401k.

For financial advisors looking to help their clients earn better returns, Lending Club Notes enable greater diversification, reduce portfolio volatility, and help differentiate your practice. Contact Investor Services »

Get started right away Open an Account

Lending Club Notes are offered by prospectus filed with the SEC. Please consider the risks of investing.

Open an Account

It’s free and it takes just minutes

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or Contact us »

The math pitch involves the increased efficiency of cutting out the banks, allowing relatively lower rates for borrowers and good returns for lenders.

New York Times

Featured Borrower


"Not only was my interest rate much lower, the process was so easy– all online with no need to physically go to the bank to fill out even more paperwork."