Lending Club Solutions for Institutions
Increasingly, institutions—asset managers, pensions, and banks alike—are looking to whole loans available through the Lending Club platform to:
Access a new asset class. Institutions can purchase personal and small business whole loans easily and directly through the Lending Club platform.
Generate cash flow and competitive yields. Consumer credit interest rates have been consistently high throughout different interest rate environments. Today, while other fixed income assets continue to yield near zero, whole loans available through the Lending Club platform can generate income and consistent cash flows.
Seek attractive returns. Personal loans available through Lending Club's standard program have projected returns between 4% to 10%.
As the world's largest online credit marketplace, Lending Club facilitates billions in loans each year. We have an annual run rate of $8.1 billion as of June 30, 2017. Lending Club offers institutions the longest track record in the industry, sophisticated risk management, and easy-to-use tools to build and modify customized loan portfolios.