Note Returns Through Their Lifecycle
March 5, 2023less than a minute read
LendingClub offers an interactive chart that illustrates how an investment is likely to perform over its lifecycle. This chart can help you understand where in the investment lifecycle your portfolio is and how its performance may change over time. You can also explore the various controls on the chart to visualize how average interest rate, number of Notes, investment concentration, and other factors often influence the returns of a portfolio over time.
You can find this chart on the “Understanding Your Returns” page, which you can reach via a link on your Account Summary.
You can also find a public version of this chart on the LendingClub Loan statistics page.
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{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
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{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
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