"Getting engaged forced me to make some important financial decisions, so I consolidated several sources of debt with a single loan from Lending Club. Lending Club offered the best rate and I was even able to repay early without penalty. My wife and I are very thankful to Lending Club and its members for providing a great loan and we are happily credit card debt free!"
"I'd accumulated some debt across a few credit cards, and wanted to simplify my finances by paying them down with one payment a month instead of several smaller checks. I looked into credit card transfers and bank loans, but then found Lending Club. The testimonials convinced me—people had really positive experiences, and I liked that people were helping each other out. The application process was simple, and it was neat to watch the process as people invested in my loan. My loan was funded in less than two weeks."
"Lending Club has made it possible for me to achieve my financial goal of consolidating all my credit card debt into a single, low monthly payment. A bank had offered me a personal loan but their interest rate was so high, it made the choice to go with Lending Club a no brainer. Not only was my interest rate much lower, the process was so easy– all online with no need to physically go to the bank to fill out even more paperwork. My loan was fully funded within two days, which was amazing."
These borrower stories are provided with the permission of our members. Your results may vary from those experienced by them. The views expressed in these stories are not the views of Lending Club, its employees, officers, directors or partners.
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Companies like Lending Club are cutting out the middle man − banks − to offer consumers the opportunity to lend money directly to others and obtain a higher return.
"The interest rate on my loan through Lending Club is a third less than what I was paying before, and it’s very satisfying to know that there is an end date for being done with my debt."