Better Rates. Together.

Personal Loans up to $40,000

Personal Loans up to $40,000

Safe and Secure

Safe and Secure

Financial Innovation

Lending Club is the world’s largest online marketplace connecting borrowers and investors. We’re transforming the banking system to make credit more affordable and investing more rewarding. We operate at a lower cost than traditional bank lending programs and pass the savings on to borrowers in the form of lower rates and to investors in the form of solid returns.

Featured Borrower

"The application process was simple, and it was neat to watch the process as people invested in my loan."

Financial Innovation

Lending Club doesn’t have physical branches, or several other layers of costs that weigh down traditional banks. But Lending Club also seems to exploit a market inefficiency that is really quite shocking, given the supposed sophistication of the big Wall Street firms.

The Atlantic

Invest and earn solid returns

Thousands of investors each month join Lending Club for solid returns.

Investments in Lending Club Notes can provide:

  • Low volatility
  • Monthly cash flow
  • Solid returns

Loans funded to date:


Loans funded last quarter:

* Statistics as of 09/30/16
View more statistics

Watch video:
Introduction to investing at Lending Club

  • Personal Loans for up to $40,000

    A variety of personal loan solutions, including debt consolidation loans and loans to payoff credit cards.

    A variety of personal loan solutions2, including debt consolidation loans and loans to payoff credit cards.

  • Small Business Loans

    Grow your business with an affordable, easy business loan.

  • Patient Solutions

    Simple and affordable way to finance elective medical and dental procedures.

A unique and creative way to get a loan that boasts lower interest rates than most banks and credit card companies.