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Select the rate, term, and payment options you like best.
Send cash directly to your bank account, or pay your creditors through LendingClub for a lower APR, if approved.
Our mission is to transform the banking system to make credit more affordable and investing more rewarding.
Since 2007, we've helped 2.5 million people achieve greater financial wellness, and that number is growing. As the trailblazer in peer-to-peer lending, we've evolved into America's largest online marketplace that allows borrowers to apply for personal loans, auto refinancing, business loans, and elective medical procedures. Through our marketplace, we're providing investors access to consumer credit, which may help diversify their investment portfolios, and the opportunity to earn competitive returns.*
Headquartered in San Francisco, we operate fully online without any branch locations, which allows us to keep operating costs low and focus more resources on our customers. We are transforming the banking system into a frictionless, transparent, and highly efficient digital experience, and we're here for you.