Executive Team

Board of Directors

Ronnie Momen

Chief Consumer Banking Officer

As Chief Consumer Banking Officer, Ronnie oversees LendingClub’s consumer division which includes the retail bank and deposits organizations along with Personal Loans, Auto Loans, Purchase Finance.

Ronnie brings more than 30 years of experience developing innovative, forward-looking and collaborative credit organizations. Prior to LendingClub, he served as Chief Credit Officer for GreenSky. Prior to that, he served as EVP, Chief Credit Officer (Consumer Unsecured Products) at Wells Fargo, where he was responsible for building the risk capabilities to transform the Card and Private Label product lines and drove substantial growth. He has also held business and credit leadership positions with HSBC, most recently as EVP Head of Retail Risk – The Americas covering US, Canada, Brazil, Mexico and Argentina; and Discover Financial Services.

Ronnie holds a B.A. in Engineering and Management Science from Cambridge University, England.

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Everything we do is centered around empowering you to meet your personal financial goals by enabling access to a broad range of financial products, services, and educational resources, all designed to help you pay less when borrowing and earn more when saving.

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San Francisco, California 94105

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If you have special access needs and are having problems accessing this website, please call 888-596-3157.

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Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed.

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,854 for a term of 36 months, with an interest rate of 10.29% and a 6.00% origination fee of $1,191, for an APR of 14.60%. In this example, the borrower will receive $18,663 and will make 36 monthly payments of $643. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states.

For Personal Loans, APR ranges from 9.57% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of July 11, 2023 and are subject to change without notice.

Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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