What business types does LendingClub offer financing to?

Last Updated June 8, 2023less than a minute read

While our partner network is expanding, we currently offer closed-end, fixed-rate financing for these types of products and services:

Health & Wellness

Dental

Fertility

Hair Restoration

Bariatrics

Ophthalmology

Other Financing

Tutoring

Auto Repair

Furniture

Mattresses

Jewelry

Be sure to check our site for a full list of businesses we finance or ask your business directly if they offer financing from us!

Additional Before You Apply FAQ

LendingClub Resources

What investors need to know about the personal loan market

The unsecured personal loan market continues to hit record highs, and despite challenging macroeconomic conditions, shows few signs of slowing down.

Institutional Investing

Jul 29, 2025

4 min read

How diversification builds resilience in banking

Banks that diversify across customer segments, lending categories, income streams, geographies, and digital platforms are not courting fragility, but insulating themselves against it.

Institutional Investing

Jul 7, 2025

3 min read

Banking on consumer credit: A smart move in today’s uncertain times

The typical investment mix of long-term loans and securities may turn out to yield lackluster results. Banks may have another investment option: consumer credit.

Institutional Investing

May 12, 2025

4 min read

A man and a woman in an office setting looking at a laptop screen.

Why is budgeting so important for financial success?

Budgeting is a lifelong money management skill that can help you control your spending, save for the unexpected, and build a strong financial foundation.

Personal Finance

Apr 9, 2025

4 min read

Person in blue shirt sitting at desk with notebook, laptop and phone

What is credit utilization? (and how to improve it)

Your credit utilization rate measures the balances of your revolving accounts against your credit limits. Naturally, your ratio can influence your credit scores. A low utilization rate could improve your credit scores while a high utilization rate may hurt them.

Personal Finance

Apr 8, 2025

6 min read

What Is Credit Utilization? (and How to Improve It)

There are two ways to check if your provider offers LendingClub financing.

Patient FAQ

Jun 7, 2023

less than a minute read

How much can I borrow?

We offer financing to cover a wide range of procedures and treatments—up to $50,000.

Patient FAQ

Jun 7, 2023

less than a minute read

Who Can Apply?

Any US citizen or resident over 18 years old can apply.

Patient FAQ

Jun 7, 2023

less than a minute read

Is There a Down Payment?

There’s no down payment, just fixed, predictable monthly payments. In fact, no payment is due for three to seven weeks.

Patient FAQ

Jun 7, 2023

less than a minute read

What are the rates, fees and interest for personal loans?

Your annual percentage rate (APR) is the overall yearly cost of your loan, including fees and interest. The APR on LendingClub Bank loans ranges from 7.04% to 35.99%.

Personal Loan FAQ

Feb 24, 2026

less than a minute read

Related Glossary

Revolving Credit

{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.

R Letter Term

Sep 6, 2023

4 min read

Accrued Interest

{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.

A Letter Term

Mar 21, 2023

4 min read

Annual Percentage Rate (APR)

{noun} The total annual cost to borrow money, including fees, expressed as a percentage.

A Letter Term

Mar 21, 2023

3 min read

Charge-Off

A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.

C Letter Term

Feb 7, 2023

3 min read

Fixed Interest Rate

{noun} An interest rate that remains the same for a set time, usually for the life of the loan.

F Letter Term

Feb 4, 2023

3 min read