While you cannot cancel a TopUp™ loan once it's been issued, you may be eligible for some benefits if you contact us within five calendar days after issuance. For more details, please call us at 888-596-3157 Monday – Friday, 5 am – 5 pm, and Saturday, 8 am – 5 pm Pacific Time.
Can I cancel my TopUp loan?
Additional Account Management FAQ
Keep more of what you earn and earn more on what you save.
Checking your rate won’t impact your credit score.2
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Budgeting is a lifelong money management skill that can help you control your spending, save for the unexpected, and build a strong financial foundation.
Your credit utilization rate measures the balances of your revolving accounts against your credit limits. Naturally, your ratio can influence your credit scores. A low utilization rate could improve your credit scores while a high utilization rate may hurt them.
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If you believe that your credit report contains inaccurate or incomplete information, you can dispute it directly with the agency that’s reporting it.
At LendingClub Bank, we care about your financial health. We make it easy for you to make payments that keep your account on track.
If you're ready to pay off your loan, congratulations! That’s a big financial step.
Most applications receive a decision in seconds but, at a minimum, you’ll hear from us before the end of the next business day.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
