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Member Center Helps You Do More

3 min read
hands holding iPhone navigating through LendingClub member center

We’ve accelerated our efforts to help you better manage your money and your life through these turbulent times. Here are several new tools and resources now available in your new LendingClub Member Center—all geared toward helping you improve your financial well-being and get back (or stay) on track.

More Ways to Save, Earn, Manage Credit, and Find Relief

Open 24-hours/365 days a week, the new LendingClub Member Center is home to a suite of new tools and resources geared toward not only helping you get out of debt, but also helps you start saving and earning more, managing your financial life, and getting assistance when you need it the most. As part of our long-term goal to help Club members get out of debt and onto a path toward savings, and our continued effort to help more Americans gain better financial control during the global health crisis, new Member Center tools are now available to LendingClub personal loan members.

view of trim and steady inside LendingClub Member Center

Cut Expenses and Earn More Income

To address members’ most pressing financial needs, we’ve teamed up with Trim and Steady to offer you new ways to put money in your pocket with additional cost-cutting and earning opportunities.

Trim

Trim is an online service that helps members by identifying where they can cut costs on expenses. For example, Trim can call your cable company or medical provider on your behalf to negotiate the bill down. The average Trim user saves $156 per year on recurring costs such as cable, internet, and phone bills.1

Steady

Steady matches you with employment opportunities that suit your preferences, such as where and when you want to work. With Steady, you can discover new work opportunities and unlock new sources of potential income. The average user has earned more than $4,000 per year through Steady. 2

Access Trim and Steady through LendingClub.

Manage Credit Better

More than ever, easy-to-use tools that can help you regain stability in a volatile economic and financial environment are critical.

Credit Profile

Now available to all existing members, Credit Profile provides the clarity and insight to help manage your immediate financial needs today while improving your credit for a better tomorrow. Credit Profile uses member provided data to enable a guided experience of your financial life, and allows you to:

  • Check your credit score, powered by TransUnionTM

  • Understand your debt-to-income ratio and your credit utilization

  • See all your debt in one place

To access Credit Profile: Log in to Member Center.

iPhone displaying LendingClub member center payment assistance page

Get Some Relief

Members in need of payment assistance due to the pandemic can use the Member Center to learn more or access payment assistance options to ease the financial burden.

Payment Assistance Options

Given the widespread economic fallout from the global health crisis, we’re continuing to expand our suite of payment options to provide greater flexibility, and help members find a path back to a normal payment schedule.

To learn more about payment assistance: Log in to Member Center.

iPhone showing image of member center resources page

Other Resources You May Need

Our COVID-19 Response page provides more information to members looking to understand their options as well as actionable content, tips, and tools to better navigate these financially challenging and uncertain times. While members can access this page to learn more about their options through LendingClub, it also provides insights on external resources that can help reduce overall debt load as they manage their financial lives through the pandemic.

To learn more: Log in to Member Center.


  1. Source: Ask Benjamin, Inc., DBA asktrim.com.

  2. Source: steadyapp.com viewed here on 5/22/20.

LendingClub is compensated for referrals to Trim and may receive compensation from Steady for accounts created through this partnership. By clicking one or both links, users are leaving LendingClub’s website. LendingClub is not responsible for the content of Trim or Steady’s website(s). LendingClub does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies of the alternate website(s) may differ from those practiced by LendingClub.

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LendingClub Bank and its affiliates (collectively, "LendingClub") do not offer legal, financial, or other professional advice. The content on this page is for informational or advertising purposes only and is not a substitute for individualized professional advice. LendingClub is not affiliated with or making any representation as to the company(ies), services, and/or products referenced. LendingClub is not responsible for the content of third-party website(s), and links to those sites should not be viewed as an endorsement. By clicking links to third-party website(s), users are leaving LendingClub’s website. LendingClub does not represent any third party, including any website user, who enters into a transaction as a result of visiting a third-party website. Privacy and security policies of third-party websites may differ from those of the LendingClub website.

Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, and loan term length.

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,584 for a term of 36 months, with an interest rate of 10.29% and a 6.00% origination fee of $1,190 for an APR of 14.60%. In this example, the borrower will receive $18,663 and will make 36 monthly payments of $643. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states.

For Personal Loans, APR ranges from 9.57% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of July 11, 2024 and are subject to change without notice.

Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.  

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. ​Deposit accounts are subject to approval. Only deposit products are FDIC insured.

“LendingClub” and the “LC” symbol are trademarks of LendingClub Bank.

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