A dedicated room is a space within LCX SM where LendingClub may list a specified set of loans to specified investor(s) that is segregated from the Central Marketplace offering. Dedicated rooms provide additional functionality with the ability to segment activity and offer multiple transaction types to LCX SM users. Rooms will be opened and closed as needed, and appropriate API credentials will be shared on a case-by-case basis.

The existing LCX SM Central Marketplace will continue to function as is. If users do not specify a room name when calling the GET Listings or GET Listing Summary API endpoints, the response will return the data for the Central Marketplace by default.

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Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

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