Personal Loans
Get Up to $40,000 and Competitive Fixed Rates
Why Choose a Personal Loan?
A personal loan allows you to borrow money from a lender for almost any purpose, typically with a fixed term, a fixed interest rate, and a regular monthly payment schedule. Collateral is usually not required and personal loans typically have lower interest rates than most credit cards.
Since interest rate and loan terms on a personal loan are fixed, you can select a loan and payment amount that fits within your budget—which is great when you’re consolidating debt. Plus, you’ll know the exact date your loan will be fully paid off. Using a personal loan to consolidate high-interest credit card debt might even help improve your credit score. *
Join Over 4 Million Members Nationwide
- Borrow up to $40,000
- Receive money fast
- Competitive fixed rates and fixed monthly payments
- No prepayment fees
- Automatic payment withdrawals
Personal Loans to Match Your Financial Goals
Credit Card Consolidation Loans
Refinance your credit cards with a personal loan—and know the exact date your loan will be paid off.
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Balance Transfer Loans
Lock in a lower APR and save time by paying creditors directly through LendingClub—just tell us who to pay and how much.
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Debt Consolidation Loans
Simplify your debt—and your life—with a single monthly payment on an affordable, fixed-rate loan.
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Home Improvement Loans
Start your home improvement project now, without waiting for a home equity loan or line of credit.
Read MoreLendingClub Bank Personal Loans Comparison
Avant
Amount
$1,000 - $40,000
$2,000 - $35,000
APR range
8.30% – 36.00%
9.95% – 35.99%
Term
3 to 5 years
2 to 5 years
Pays multiple creditors directly
Joint loans available
Information specific to LendingClub Bank valid as of July, 11 2022. Information specific to other entities sourced from their public-facing websites as of July, 11 2022.
