Personal Loans up to $40,000

I’m looking to

Choose a loan purpose

I need about

$ Enter amount

to make it happen

(choose one)
  • Refinance my credit cards
  • Consolidate my debt
  • Improve my home
  • Refinance my car
  • Purchase a home
  • Buy something special
  • Fund a green loan
  • Finance my business
  • Pay for a vacation
  • Pay to move or relocate
  • Cover medical expenses
  • It's not listed here
tap to edit
(specify an amount)
$
Won't impact your credit score
Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.
Won't impact your credit score
Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.
Won't impact your credit score
Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.
Apply online in minutes
Get your money in as little as a few days
Make fixed monthly payments

Personal Loans to Match Your Financial Goals

Credit cards icon

Refinance your credit cards with a personal loan—and know the exact date your loan will be paid off.

Balance Transfer Icon

Save time and lock in a lower APR by paying creditors directly through LendingClub—just tell us who to pay and how much.

Calculator icon

Simplify your debt—and your life—with a single monthly payment on an affordable, fixed-rate loan.

Home improvement icon

Start your home improvement project now, without waiting for a home equity loan or line of credit.

LendingClub has been recognized by
The Economist
The New York Times
Inc.

What Is a Personal Loan?

A personal loan allows you to borrow money from a lender for almost any purpose, typically with a fixed term, a fixed interest rate, and a regular monthly payment schedule. Collateral usually is not required.

How LendingClub Personal Loans Work

Apply in minutes

Apply in minutes

Get customized loan options based on what you tell us.

Choose a loan offer

Choose a loan offer

Select the rate, term, and payment options you like best.

Get funded

Get funded

If we find your investor match, we’ll send the money straight to your bank account or pay your creditors directly through LendingClub.

Borrow Up to $40,000

  • Funding in as few as 3 days
  • Low, fixed rates and fixed monthly payments
  • No prepayment fees or penalties
  • Automatic payment withdrawals

What Customers are Saying

So easy to apply
I shopped around for a debt consolidation loan and this was by far the easiest application process, disbursement of funds and best interest rate. Now, I’ll be debt free in just three years, saving thousands!*
Highly satisfied
I was able to pay off my credit cards and reduce my monthly expenses from $800 to $475/month. This process has increased my FICO score to over 755 from a 675 (and soon I'll be able to achieve my home ownership goal).*
Breathing easier
Some places make you jump through hoops and almost bring you to tears, but Lending club asked just a few questions, I gave my permission to go forward, and they handled the rest. The funds were in my account in a couple of days.*
Get your rate in minutes
Won't affect your credit score
Borrow up to 40,000

Frequently Asked Questions