Personal loans up to $40,000

I’m looking to

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I need about

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to make it happen

I'm looking to:

(choose one)
  • Refinance my credit cards
  • Consolidate my debt
  • Improve my home
  • Refinance my car
  • Purchase a home
  • Buy something special
  • Fund a green loan
  • Finance my business
  • Pay for a vacation
  • Pay to move or relocate
  • Cover medical expenses
  • It's not listed here
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I need about:

(specify an amount)
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Won't impact your credit score
Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.
Won't impact your credit score
Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.
Won't impact your credit score
Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.
Apply online in minutes
Get your money in as little as a few days
Make fixed monthly payments

Get a personal loan for your financial goals

A personal loan through LendingClub can help you take control of your finances.

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Refinance your credit cards with a personal loan—and circle the date you could be debt free.

Balance Transfer Icon

Save time and money with a balance transfer loan—just tell us who to pay and how much.

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Simplify your debt—and your life—with a single monthly payment on an affordable, fixed-rate loan.

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Start your home improvement project now, without waiting for a home equity loan or line of credit.

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What is a personal loan?

A personal loan allows you to borrow money from a lender for almost any purpose, typically with a fixed-term, a fixed interest rate, and a regular monthly payment schedule. Collateral usually is not required.

How it works

Apply from anywhere. Get your money fast.

Apply online in minutes

Tell us about yourself and how much debt you want to consolidate.

Select a loan offer

Review your monthly payment and interest rate options. Then choose the consolidation loan option you like best.

Get your money

Your loan is automatically deposited into your bank account.

Borrow up to $40,000 and get your money in as little as 4 days.

  • Fixed monthly payments
  • Low, fixed interest rates
  • Make payments automatically from your bank account
  • No prepayment penalties

What are the benefits of a personal loan?

Personal loans typically have lower interest rates than most credit cards. Collateral is usually not required, and since Interest rate and loan terms are fixed, you can select a loan and payment amount that fits within your budget, making it easy to mark your calendar with the date your loan will be fully paid off. Using a personal loan to consolidate high-interest credit card debt might even help improve your credit score.

What customers are saying

Outstanding Service
I was truly impressed with how easy it was to apply for a loan and how quickly offers to assist me came in. The time-frame from the initial application to having the loan deposited into my account took just a few days.
Easy Breezy
Acquiring a loan through you guys was painless and stress-free.
Terrific Service
…I am saving thousands of dollars and now have no credit card debt. It is a great feeling to make one simple payment a month.
Get your rate in minutes
Won't affect your credit score
Borrow up to 40,000

How can we help?

You have questions. We have answers.