Savings Accounts

Boost your savings with an FDIC-insured account from LendingClub.

Account Types

High-Yield Savings
Consistently earn one of the nation’s best rates. Earn 5.00% APY on your entire balance.1
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Certificates of Deposit
We offer CD terms with competitive rates including 5.15% APY for a 1-year term.2 Minimum opening deposit is $2,500.
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Account Features

Online & Mobile Banking
Manage your accounts from anywhere – 24 hours a day, 7 days a week.
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No Monthly Fees
Don’t worry about monthly service fees – there aren’t any!
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No Minimum Balance Requirement
Our High-Yield Savings Account has no minimum balance requirement after the initial opening deposit.
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free transfers
Free Transfers
Make free internal and external transfers with Online & Mobile Banking
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Feel free to contact us with any questions. We’ll make sure to get you an answer or put you in touch with whomever you’re looking for.

Why Choose LendingClub?

Saving money has always been a struggle of mine, but ever since I set up a savings account here I have been watching my balance grow.

—Carl G.

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Bankrate 2024
BestOnlineBank 2024
BestCDAccount 2024
Digital Banking, Made Human

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Safe & Secure
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We use 256-bit encryption to ensure that data is protected with the highest level of security.
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FDIC Insurance
Your deposits are FDIC-insured up to the maximum amount allowed – $250,000.
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Customer Support
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.

Accounts subject to approval which may include credit approval.  $100 opening deposit required for High-Yield Savings.  $2,500 opening deposit Please see Product Terms & Conditions for additional product details. FDIC-insured up to $250,000 per depositor for each ownership category. Visit our FAQ page for additional information.

  1. Annual Percentage Yield (APY) accurate as of 04/17/2024. Minimum amount to open account is $100.00. Rate tiers are as follows: 5.00% APY applies to balances between $0.00 and $9.99; 5.00% APY applies to balances between $10.00 and $2,499.99; and 5.00% APY applies to balances of $2,500.00 and $24,999.99; 5.00% APY applies to balances of $25,000 and greater. Rates are variable and subject to change at any time without notice, at the sole discretion of the bank. Fees may reduce earnings.

  2. Annual Percentage Yield (APY) accurate as of 04/17/2024. Minimum amount to open is $2,500.00. Maximum opening deposit amount of $250,000.00. Fees could reduce earnings on account. A penalty may be imposed for early withdrawal. At the end of the initial term, CDs will automatically review at the then-offered rate.

Any reviews presented are individual experiences and results may vary. Reviews collected and authenticated by Bazaarvoice. All reviews can be accessed at

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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