PERSONAL SAVINGS

Grow your savings with LendingClub

Our competitive CDs and brand new LevelUp Savings account will help you meet your goals. 

Open an Account

Savings Account Types  

LevelUp Savings  

Earn a LevelUp Rate of 4.40% APY² by depositing $250+ per month into your account. Miss a month? You’ll still earn a Standard Rate of 3.40% APY² to keep growing your savings.

Certificates of Deposit

We offer CD terms with competitive rates including 4.10% APY for a 14-month term.³ Minimum opening deposit is $500.

LevelUp Account Benefits

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24/7 mobile banking 

Manage your account from your phone with our easy-to-use app.

No fees  

Keep more of your money with no account fees on LevelUp Savings.

$0 minimum balance

LevelUp has no minimum balance, so you can use your money when you need it.

Free transfers

Make free internal and external transfers with online and mobile banking.  

Questions?

Customer support is here to help. Chat with us online or reach us by phone or email. 

Why Choose LendingClub?

Saving money has always been a struggle of mine, but ever since I set up a savings account here I have been watching my balance grow.⁴

—Carl G.

Read More Reviews

Bankrate 5.0 (1)

BestOnlineBank 2024

MotleyFool award testimonial2

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Security

Keeping your financial info private and secure is our priority.

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FDIC Insurance

Deposits are FDIC-insured up to the maximum amount allowed—$250,000.

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Customer support

Have a question? We're here to help.
Chat with us online, or reach us by phone or email.

595 Market Street, Suite 200

San Francisco, California 94105

If you have special access needs and are having problems accessing this website, please call 888-596-3157.

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Accounts subject to approval which may include credit approval. No minimum opening deposit required. Please see Product Terms & Conditions for additional product details. Visit our Help Center for additional information.

FDIC-insured up to $250,000 per depositor for each ownership category.
LevelUp Rate of 4.40% Annual Percentage Yield (“APY”) is accurate as of 05/21/2025. Standard Rate of 3.40% APY accurate as of 05/21/2025. Rates are variable and subject to change at any time without notice, at the sole discretion of the bank.
LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period. Otherwise, accounts will earn the Standard Rate. Interest payments, account bonuses, account credits and reversals or refunds from the bank are not considered deposits for rate evaluation purposes. All LevelUp Savings accounts earn the LevelUp Rate at account opening and continue to earn the LevelUp Rate until the First Evaluation Period, to provide an opportunity to set up deposits. While accounts will not move from the LevelUp Rate prior to the First Evaluation Period, the LevelUp Rate is variable and subject to change at any time, including prior to the First Evaluation Period.
An Evaluation Period is a statement cycle. The First Evaluation Period will be the third statement cycle after you open your account, with any rate change becoming effective the next statement cycle. For example, if you open in August, the first Evaluation Period would be October with any rate change effective in November. Any rate changes will take place at the end of the first business day of the month and will be based on deposits in the previous statement cycle.

Fees may reduce earnings. $0 minimum opening deposit. Additional information can be found in the Product Terms & Conditions and FAQs. 
Annual Percentage Yield (APY) accurate as of 05/21/2025. Minimum amount to open is $500.00. Maximum opening deposit amount of $500,000.00. Fees could reduce earnings on account. A penalty may be imposed for early withdrawal. At the end of the initial term, CDs will automatically review at the then-offered rate.
Any reviews presented are individual experiences and results may vary. Reviews are collected and authenticated by Bazaarvoice. Any average rating presented is based on these reviews. All reviews can be accessed at https://www.lendingclub.com/company/reviews.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

LendingClub,” the “LC” symbol, “TopUp,” and “DebtIQ” are trademarks of LendingClub Bank.

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