Earn Unlimited
1.00% Cash Back1
Interest2
ATM Fee Rebates3
Plus, No Monthly or Hidden Fees
with Rewards Checking
Open Online Now
Unlimited Cash Back
Get cash back on online and signature-based “credit” transactions made with your debit card.1
Customer Support
Our US-based Customer Service is available by your channel of choice: chat, phone or email.
Free ATMs Worldwide
We won’t charge a fee, and we rebate ATM fees charged by other banks, worldwide. Get unlimited ATM fee rebates and save over $175 this year!3
Get Your Paycheck Early
Set up direct deposit into your account and you’re eligible to receive your money up to 2 days early.4
Earn Interest
Earn more than the national average. Earn 0.10% APY on balances of $2,500–$99,999.99. Earn 0.15% APY on balances of $100,000 & up.2
FDIC Insurance
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.
Apply Online
Open an account online in under 3 minutes with as little as $25!
Our Customers Earned $52 on Average Per Month in Benefits
Get money deposited back into your account each month:
- Earn cash back on online and signature-based “credit” transactions made with your debit card.1
- Free ATMs Worldwide: We rebate ATM fees charged by other banks, worldwide.3
- Interest-Earning Checking Accounts.2
Bank from Anywhere with LendingClub Mobile
A full-service bank at your fingertips5
Available for iOS and AndroidTM
- Deposit checks
- View real-time transactions
- Pay bills and transfer funds
- Manage your budget and track spending
- Improve your financial health with our marketplace partners
Apply Online
Open an account online in under 3 minutes with as little as $25!
Why choose LendingClub?
I get excited when I receive my monthly benefits email. I love seeing how much I have earned and saved this year by banking with LendingClub.
Kathleen M.
Best banking experience I ever had hands down
Laura H.
The unbelievably kind and helpful customer service team is one of the main reasons I bank with LendingClub.
Michael F.
Digital banking, made human.
At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
Security
We use 256-bit encryption to ensure that data is protected with the highest level of security.
FDIC Insurance
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.
Customer Support
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.