When you set up direct deposit into your LendingClub bank account, we make your funds available as soon as we receive notification from the depositor when funds will be available. Instead of holding on to the funds until your official deposit date from your employer, you may receive your funds up to two days early. Early receipt is contingent upon and subject to the payor’s support of such features.
How does early direct deposit work?
Additional Product Features FAQ
- Are there any fees for my LevelUp checking account?
- Is there a minimum balance to open or keep my LevelUp Checking account?
- How do I stop payment on a check?
- How do I activate a new ATM or Debit card?
- How do I earn ATM rebates?
- What is a signature-based purchase?
- Can I earn Cash Back on online purchases?
- How do I earn interest on my personal checking account?
LendingClub Resources
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Related FAQ's
There are no minimum balances required to open or keep a LevelUp Checking account.
There are no fees for your account.
We can’t stop payment on a check that’s in process or that has already been deposited or cashed.
To activate both a debit or ATM card, please call 800-418-3964 and follow the message prompts.
Yes! When using your debit card for an online purchase, your card is most often automatically run as a credit transaction; however, the payment transaction type (signature-based or other)
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
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