Origination fee: When you get a new TopUp™ loan, you'll pay an origination fee of 5% to 8% of your TopUp cash-out amount. You will be able to review the origination fee on both your offer page and the Truth in Lending Disclosure before accepting your terms. You can also visit our page on How Rates & Fees Work.
Prepayment policy: You won't be charged a penalty if you pay off your loan early.
Late charges: LendingClub members get a 15-day grace period to make payments with no penalty. If your monthly loan payment is not paid within the 15-day grace period, a late fee or other penalty may apply.
Please see your TopUp Borrower Agreement for any additional information about nonpayment, default, or other matters related to your loan.
Your Privacy Choices
