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How quickly can I get my TopUp loan?

Once approved for funding, we’ll send your money in as little as 24 hours.*

*Between Jan 2025 to June 2025, 55% of LendingClub Personal Loans that were approved for funding (which is after your loan application is approved) on a given business day were disbursed within 24 hours. Actual availability of funds may vary and is dependent on multiple factors, including, but not limited to your receiving bank’s processing times and policies. A business day is defined as Monday through Friday and excludes the weekend and bank holidays.

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Related FAQ's
How can I use my TopUp loan?
TopUp FAQ
Dec 31, 1969
less than a minute read
Am I required to take out extra cash?
Yes, the TopUp™ loan requires a minimum extra cash amount for each new loan request.
TopUp FAQ
Dec 31, 1969
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How much can I borrow?
Your maximum borrowing amount is based on your current loan's balance and your individual credit profile.
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Dec 31, 1969
less than a minute read
What is a TopUp loan?
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Dec 31, 1969
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Are there any fees?
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Related Glossary
Revolving Credit
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
R Letter Term
Sep 6, 2023
4 min read
Annual Percentage Rate (APR)
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
A Letter Term
Mar 21, 2023
3 min read
Accrued Interest
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 
A Letter Term
Mar 21, 2023
4 min read
Charge-Off
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
C Letter Term
Feb 7, 2023
3 min read
Fixed Interest Rate
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
F Letter Term
Feb 4, 2023
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