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What is a TopUp loan?

The TopUp™ loan gives you the extra money you need and allows you to swap out your existing LendingClub Bank personal loan at the same or better rate. 

Once approved, we'll refinance your current personal loan into the TopUp loan for your remaining loan balance plus the extra amount you want to borrow. Then, we'll send the additional cash right to your bank account. The additional cash you will receive is shown as an estimate.

Your TopUp loan interest rate will have the same or lower rate than your current LendingClub Personal loan for the same term. The annual percentage rate may differ based on the origination fee charged on your TopUp loan. Keep in mind that if you choose a longer term than your current personal loan, your interest rate may also differ. Refinancing your current personal loan and extending the time you are expected to pay it off could result in more interest paid over the term of the loan.

Keep more of what you earn and earn more on what you save.
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