Financial Summary

This sub-resource allows investors to retrieve information related to their financial summary,
including available balance, committed cash, etc.

Operation: GET

URL: https://api.lendingclub.com/api/investor/v2/accounts/{investor-id}/financial-summary

Path Parameters:

Name

Type

Required

Description

Investor-id

Integer

Yes

Investor’s Actor ID

Query Parameters: NONE

Supported formats: JSON

Response Parameters:

Name

Type

Description

investableAmount

BigDecimal

Investable amount

availableBalance

BigDecimal

Available balance. The value of this attribute is the same with investableAmount

lockedAmount

BigDecimal

Locked amount for investment. For example, referral bonuses

withdrawableAmount

BigDecimal

Withdrawable amount. This amount is equal to (availableBalance – lockedAmount)

committedCash

BigDecimal

The amount that committed to purchase loans, while the loans haven’t been issued to borrowers yet

chargedOffOutstandingPrincipal

BigDecimal

Total outstanding principal of charged-off loans in the account

outStandingPrincipal

BigDecimal

Total outstanding principal of non-charged-off loans in the account

adjustmentForPastDueNotes

BigDecimal

Sum of adjustment for past due notes (Not applicable for institutional investors)

HTTP Status Summary:

Code

Description

200

Success

400

Validation or business error

401

Unauthorized

403

Forbidden

404

Not found

500

Unexpected failure

Sample Response:

{

"investableAmount": 403491.14,

"availableBalance": 403491.14,

"withdrawableAmount": 403491.14,

"lockedAmount": 0.00,

"committedCash": 0.00,

"chargedOffOutstandingPrincipal": 0.00,

"outStandingPrincipal": 15399.13,

"adjustmentForPastDueNotes": 0.00

}

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Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

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