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Notes Details

This sub-resource allows investors to retrieve information related to the notes (loans) held in the accounts.

Operation: GET

URL: https://api.lendingclub.com/api/investor/v2/accounts/{investor-id}/notes

Path Parameters:

Name

Type

Required

Description

Investor-id

Integer

Yes

Investor’s Actor ID

Query Parameters: None

Supported formats: JSON

Response Parameters:

Name

Type

Description

contents

Array

The array of notes held in the account

loanId

Integer

Unique LendingClub ID number for the loan.

noteId

Integer

Unique LendingClub ID for the Note.

noteStatus

String

Status of the note. Can be ISSUED CURRENT GRACE PERIOD LATE 16-30 DAYS LATE 31-120 DAYS DEFAULT CHARGED-OFF

noteAmount

BigDecimal

Value of the Note based on the principal outstanding.

term

Integer

The Number of payments on the loan. Values are in months and can be either 36 or 60.

grade

String

LendingClub assigned loan grade.

rate

Number

Interest rate that is being charged for the loan.

subGrade

String

LendingClub assigned loan subgrade.

expDefaultRate

Number

The expected default rate of the loan.

serviceFeeRate

Number

Service fee rate paid by the investor for this loan.

purpose

String

A
category provided by the borrower for the loan request. Values are:
Debt consolidation, Credit card refinancing, Medical expenses, Learning
and training, Home improvement, Green loan, Business, Wedding expenses,
Vacation, Moving and relocation, Home buying, Car financing, Major
purchase, Not Requested, Other

loanAmount

Number

The
listed amount of the loan applied for by the borrower. If at some point
in time, the credit department reduces the loan amount, then it will be
reflected in this value.

loanStatus

String

Status of the loan.

orderId

Integer

Unique ID for the order placed.

issuedDate

Date

Date one which the loan was issued to the borrower.

outstandingPrincipal

BigDecimal

Principal outstanding on the Note/Loan

portfolioId

String

ID of the portfolio this Note is part of.

portfolioName

String

Name of the portfolio

nextPaymentDate

Date

Date when the next payment for the loan is scheduled to be paid.

paymentsReceived

BigDecimal

Total amount of settled payments received. Payments in flight not included.

orderDate

Date

Date when the order was placed for the loan.

loanStatusDate

Date

Date that the loanStatus field changed most recently.

interestPending

BigDecimal

Pending amount of interest the investor is expecting once a payment settles

principalReceived

BigDecimal

Total principal received by the investor

interestReceived

BigDecimal

Total interest received by investor. Only includes settled payments, not payments in

interestReceived

BigDecimal

Total interest received by investor. Only includes settled payments, not payments in flight

currentPaymentStatus

String

Status of the most recent expected payment.

canBeTraded

Boolean

Flag to indicate whether the loan can be traded.

accruedInterest

BigDecimal

Amount of interested accrued since the previous payment.

applicationType

String

The loan application type. Valid values are "INDIVIDUAL" or "JOINT".

disbursementMethod

String

It will indicate the loan disbursement method. Valid values are "DIRECT_PAY" or "CASH".

pendingPrincipalPayment

BigDecimal

Pending amount of principal the investor is expecting once a payment settles.

noteIssuedDate

Date

Total amount of late fees received by the investor from the loan.

loanType

String

Type of application LEAD INVITATION APPLICATION

noteType

String

Type of the note

wasPurchasedSecondary

String

Indicator if this loan was purchased previously on the secondary market – can be “1” or “0”.

firstMonthPayment

BigDecimal

Amount paid by borrower in the first month.

purchasePrincipal

BigDecimal

The remaining principal on the loan as of the date of the last sale.

originalAssetAmount

BigDecimal

The remaining principal on the loan as of the date of the last sale.

originalContractDueDate

Integer

Day of month that the borrower was originally meant to make monthly payment.

originalContractDueDate

Integer

Day of month that the borrower was originally meant to make monthly payment.

newDueDate

Integer

Day of the month that the regular payment date has been changed to.

countPayDay

Integer

The number of times the borrower has requested to change their payment date.

purchaseInterest

BigDecimal

The amount of accrued interest that has not been received as of the date of the last sale.

actorId

Integer

Owner’s actor ID.

productId

String

Product ID of the loan.

jointApp

Boolean

Indicator if this loan is a joint application or not.

neverLate

Boolean

Indicates
whether the loan has ever been late. FALSE when the status of the loan
has ever been in Grace Period, Delinquent, In Collections, or Defaulted.
TRUE otherwise.

HTTP Status Summary:

Code

Description

200

Success

400

Validation or business error

401

Unauthorized

403

Forbidden

404

Not found

500

Unexpected failure

Sample Response:

{

"content": [ {

"loanId": "169052568",

"noteId": "215470136",

"noteStatus": "ISSUED",

"noteAmount": 6045,

"term": 36,

"grade": "A",

"rate": 10.81,

"subGrade": null,

"expDefaultRate": null,

"serviceFeeRate": null,

"purpose": "Debt Consolidation",

"loanAmount": 6000,

"loanStatus": "Current",

"orderId": "247571204",

"issuedDate": "2020-06-05",

"outstandingPrincipal": 4522.59,

"portfolioId": null,

"portfolioName": null,

"nextPaymentDate": "2021-05-11",

"paymentsReceived": 1951.79,

"orderDate": "2020-06-04",

"loanStatusDate": "2021-04-05",

"interestPending": 0,

"principalReceived": 1477.41,

"interestReceived": 474.38,

"currentPaymentStatus": "Completed",

"canBeTraded": true,

"accruedInterest": 13.58,

"applicationType": "JOINT",

"disbursementMethod": "CASH",

"pendingPrincipalPayment": 0,

"lateFeesReceived": 0,

"noteIssuedDate": "2020-06-09",

"loanType": "Personal",

"noteType": "1",

"wasPurchasedSecondary": "0",

"firstMonthPayment": null,

"purchasePrincipal": 6000,

"originalAssetAmount": 6000,

"originalContractDueDate": 5,

"newDueDate": " ",

"countPayDay": 0,

"purchaseInterest": 0,

"actorId": "202101826",

"productId": "1",

"jointApp": true,

"neverLate": true

}, {

"loanId": "169060877",

"noteId": "215414933",

"noteStatus": "ISSUED",

"noteAmount": 5000,

"term": 36,

"grade": "A",

"rate": 10.19,

"subGrade": null,

"expDefaultRate": null,

"serviceFeeRate": null,

"purpose": "Home Improvement",

"loanAmount": 5000,

"loanStatus": "Current",

"orderId": "247490993",

"issuedDate": "2020-06-03",

"outstandingPrincipal": 3760.04,

"portfolioId": null,

"portfolioName": null,

"nextPaymentDate": "2021-05-07",

"paymentsReceived": 1615.07,

"orderDate": "2020-06-02",

"loanStatusDate": "2021-04-03",

"interestPending": 0,

"principalReceived": 1239.96,

"interestReceived": 375.11,

"currentPaymentStatus": "Completed",

"canBeTraded": true,

"accruedInterest": 12.77,

"applicationType": "INDIVIDUAL",

"disbursementMethod": "CASH",

"pendingPrincipalPayment": 0,

"lateFeesReceived": 0,

"noteIssuedDate": "2020-06-05",

"loanType": "Personal",

"noteType": "1",

"wasPurchasedSecondary": "0",

"firstMonthPayment": null,

"purchasePrincipal": 5000,

"originalAssetAmount": 5000,

"originalContractDueDate": 3,

"newDueDate": " ",

"countPayDay": 0,

"purchaseInterest": 0,

"actorId": "202101826",

"productId": "1",

"jointApp": false,

"neverLate": true

}, {

"loanId": "169063913",

noteId": "215421276",

"noteStatus": "ISSUED",

"noteAmount": 6982.5,

"term": 36,

"grade": "A",

"rate": 10.19,

"subGrade": null,

"expDefaultRate": null,

"serviceFeeRate": null,

"purpose": "Debt Consolidation",

"loanAmount": 7000,

"loanStatus": "Fully Paid",

"orderId": "247591026",

"issuedDate": "2020-06-03",

"outstandingPrincipal": 0,

"portfolioId": null,

"portfolioName": null,

"nextPaymentDate": "2021-01-22",

"paymentsReceived": 7383.21,

"orderDate": "2020-06-02",

"loanStatusDate": "2021-01-11",

"interestPending": 0,

"principalReceived": 7000,

"interestReceived": 383.21,

"currentPaymentStatus": "Paid Off",

"canBeTraded": true,

"accruedInterest": 0,

"applicationType": "INDIVIDUAL",

"disbursementMethod": "CASH",

"pendingPrincipalPayment": 0,

"lateFeesReceived": 0,

"noteIssuedDate": "2020-06-05",

"loanType": "Personal",

"noteType": "1",

"wasPurchasedSecondary": "0",

"firstMonthPayment": null,

"purchasePrincipal": 7000,

"originalAssetAmount": 7000,

"originalContractDueDate": 3,

"newDueDate": " ",

"countPayDay": 0,

"purchaseInterest": 0,

"actorId": "202101826",

"productId": "1",

"jointApp": false,

"neverLate": false

}

]

}

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Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

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