Notes Details
This sub-resource allows investors to retrieve information related to the notes (loans) held in the accounts.
Operation: GET
URL: https://api.lendingclub.com/api/investor/v2/accounts/{investor-id}/notes
Path Parameters:
Name | Type | Required | Description |
---|---|---|---|
Investor-id | Integer | Yes | Investor’s Actor ID |
Query Parameters: None
Supported formats: JSON
Response Parameters:
Name | Type | Description |
---|---|---|
contents | Array | The array of notes held in the account |
loanId | Integer | Unique LendingClub ID number for the loan. |
noteId | Integer | Unique LendingClub ID for the Note. |
noteStatus | String | Status of the note. Can be ISSUED CURRENT GRACE PERIOD LATE 16-30 DAYS LATE 31-120 DAYS DEFAULT CHARGED-OFF |
noteAmount | BigDecimal | Value of the Note based on the principal outstanding. |
term | Integer | The Number of payments on the loan. Values are in months and can be either 36 or 60. |
grade | String | LendingClub assigned loan grade. |
rate | Number | Interest rate that is being charged for the loan. |
subGrade | String | LendingClub assigned loan subgrade. |
expDefaultRate | Number | The expected default rate of the loan. |
serviceFeeRate | Number | Service fee rate paid by the investor for this loan. |
purpose | String | A category provided by the borrower for the loan request. Values are: Debt consolidation, Credit card refinancing, Medical expenses, Learning and training, Home improvement, Green loan, Business, Wedding expenses, Vacation, Moving and relocation, Home buying, Car financing, Major purchase, Other |
loanAmount | Number | The listed amount of the loan applied for by the borrower. If at some point in time, the credit department reduces the loan amount, then it will be reflected in this value. |
loanStatus | String | Status of the loan. |
orderId | Integer | Unique ID for the order placed. |
issuedDate | Date | Date one which the loan was issued to the borrower. |
outstandingPrincipal | BigDecimal | Principal outstanding on the Note/Loan |
portfolioId | String | ID of the portfolio this Note is part of. |
portfolioName | String | Name of the portfolio |
nextPaymentDate | Date | Date when the next payment for the loan is scheduled to be paid. |
paymentsReceived | BigDecimal | Total amount of settled payments received. Payments in flight not included. |
orderDate | Date | Date when the order was placed for the loan. |
loanStatusDate | Date | Date that the loanStatus field changed most recently. |
interestPending | BigDecimal | Pending amount of interest the investor is expecting once a payment settles |
principalReceived | BigDecimal | Total principal received by the investor |
interestReceived | BigDecimal | Total interest received by investor. Only includes settled payments, not payments in |
interestReceived | BigDecimal | Total interest received by investor. Only includes settled payments, not payments in flight |
currentPaymentStatus | String | Status of the most recent expected payment. |
canBeTraded | Boolean | Flag to indicate whether the loan can be traded. |
accruedInterest | BigDecimal | Amount of interested accrued since the previous payment. |
applicationType | String | The loan application type. Valid values are "INDIVIDUAL" or "JOINT". |
disbursementMethod | String | It will indicate the loan disbursement method. Valid values are "DIRECT_PAY" or "CASH". |
pendingPrincipalPayment | BigDecimal | Pending amount of principal the investor is expecting once a payment settles. |
noteIssuedDate | Date | Total amount of late fees received by the investor from the loan. |
loanType | String | Type of application LEAD INVITATION APPLICATION |
noteType | String | Type of the note |
wasPurchasedSecondary | String | Indicator if this loan was purchased previously on the secondary market – can be “1” or “0”. |
firstMonthPayment | BigDecimal | Amount paid by borrower in the first month. |
purchasePrincipal | BigDecimal | The remaining principal on the loan as of the date of the last sale. |
originalAssetAmount | BigDecimal | The remaining principal on the loan as of the date of the last sale. |
originalContractDueDate | Integer | Day of month that the borrower was originally meant to make monthly payment. |
originalContractDueDate | Integer | Day of month that the borrower was originally meant to make monthly payment. |
newDueDate | Integer | Day of the month that the regular payment date has been changed to. |
countPayDay | Integer | The number of times the borrower has requested to change their payment date. |
purchaseInterest | BigDecimal | The amount of accrued interest that has not been received as of the date of the last sale. |
actorId | Integer | Owner’s actor ID. |
productId | String | Product ID of the loan. |
jointApp | Boolean | Indicator if this loan is a joint application or not. |
neverLate | Boolean | Indicates whether the loan has ever been late. FALSE when the status of the loan has ever been in Grace Period, Delinquent, In Collections, or Defaulted. TRUE otherwise. |
HTTP Status Summary:
Code | Description |
---|---|
200 | Success |
400 | Validation or business error |
401 | Unauthorized |
403 | Forbidden |
404 | Not found |
500 | Unexpected failure |
Sample Response:
{
-
- "content": [ {
- "loanId": "169052568",
- "noteId": "215470136",
- "noteStatus": "ISSUED",
- "noteAmount": 6045,
- "term": 36,
- "grade": "A",
- "rate": 10.81,
- "subGrade": null,
- "expDefaultRate": null,
- "serviceFeeRate": null,
- "purpose": "Debt Consolidation",
- "loanAmount": 6000,
- "loanStatus": "Current",
- "orderId": "247571204",
- "issuedDate": "2020-06-05",
- "outstandingPrincipal": 4522.59,
- "portfolioId": null,
- "portfolioName": null,
- "nextPaymentDate": "2021-05-11",
- "paymentsReceived": 1951.79,
- "orderDate": "2020-06-04",
- "loanStatusDate": "2021-04-05",
- "interestPending": 0,
- "principalReceived": 1477.41,
- "interestReceived": 474.38,
- "currentPaymentStatus": "Completed",
- "canBeTraded": true,
- "accruedInterest": 13.58,
- "applicationType": "JOINT",
- "disbursementMethod": "CASH",
- "pendingPrincipalPayment": 0,
- "lateFeesReceived": 0,
- "noteIssuedDate": "2020-06-09",
- "loanType": "Personal",
- "noteType": "1",
- "wasPurchasedSecondary": "0",
- "firstMonthPayment": null,
- "purchasePrincipal": 6000,
- "originalAssetAmount": 6000,
- "originalContractDueDate": 5,
- "newDueDate": " ",
- "countPayDay": 0,
- "purchaseInterest": 0,
- "actorId": "202101826",
- "productId": "1",
- "jointApp": true,
- "neverLate": true
- "loanId": "169060877",
- "noteId": "215414933",
- "noteStatus": "ISSUED",
- "noteAmount": 5000,
- "term": 36,
- "grade": "A",
- "rate": 10.19,
- "subGrade": null,
- "expDefaultRate": null,
- "serviceFeeRate": null,
- "purpose": "Home Improvement",
- "loanAmount": 5000,
- "loanStatus": "Current",
- "orderId": "247490993",
- "issuedDate": "2020-06-03",
- "outstandingPrincipal": 3760.04,
- "portfolioId": null,
- "portfolioName": null,
- "nextPaymentDate": "2021-05-07",
- "paymentsReceived": 1615.07,
- "orderDate": "2020-06-02",
- "loanStatusDate": "2021-04-03",
- "interestPending": 0,
- "principalReceived": 1239.96,
- "interestReceived": 375.11,
- "currentPaymentStatus": "Completed",
- "canBeTraded": true,
- "accruedInterest": 12.77,
- "applicationType": "INDIVIDUAL",
- "disbursementMethod": "CASH",
- "pendingPrincipalPayment": 0,
- "lateFeesReceived": 0,
- "noteIssuedDate": "2020-06-05",
- "loanType": "Personal",
- "noteType": "1",
- "wasPurchasedSecondary": "0",
- "firstMonthPayment": null,
- "purchasePrincipal": 5000,
- "originalAssetAmount": 5000,
- "originalContractDueDate": 3,
- "newDueDate": " ",
- "countPayDay": 0,
- "purchaseInterest": 0,
- "actorId": "202101826",
- "productId": "1",
- "jointApp": false,
- "neverLate": true
- "loanId": "169063913",
- noteId": "215421276",
- "noteStatus": "ISSUED",
- "noteAmount": 6982.5,
- "term": 36,
- "grade": "A",
- "rate": 10.19,
- "subGrade": null,
- "expDefaultRate": null,
- "serviceFeeRate": null,
- "purpose": "Debt Consolidation",
- "loanAmount": 7000,
- "loanStatus": "Fully Paid",
- "orderId": "247591026",
- "issuedDate": "2020-06-03",
- "outstandingPrincipal": 0,
- "portfolioId": null,
- "portfolioName": null,
- "nextPaymentDate": "2021-01-22",
- "paymentsReceived": 7383.21,
- "orderDate": "2020-06-02",
- "loanStatusDate": "2021-01-11",
- "interestPending": 0,
- "principalReceived": 7000,
- "interestReceived": 383.21,
- "currentPaymentStatus": "Paid Off",
- "canBeTraded": true,
- "accruedInterest": 0,
- "applicationType": "INDIVIDUAL",
- "disbursementMethod": "CASH",
- "pendingPrincipalPayment": 0,
- "lateFeesReceived": 0,
- "noteIssuedDate": "2020-06-05",
- "loanType": "Personal",
- "noteType": "1",
- "wasPurchasedSecondary": "0",
- "firstMonthPayment": null,
- "purchasePrincipal": 7000,
- "originalAssetAmount": 7000,
- "originalContractDueDate": 3,
- "newDueDate": " ",
- "countPayDay": 0,
- "purchaseInterest": 0,
- "actorId": "202101826",
- "productId": "1",
- "jointApp": false,
- "neverLate": false }
- "content": [ {
- ]
}