Notes Details

This sub-resource allows investors to retrieve information related to the notes (loans) held in the accounts.

Operation: GET


URL: https://api.lendingclub.com/api/investor/v2/accounts/{investor-id}/notes

Path Parameters:

NameTypeRequiredDescription
Investor-idIntegerYesInvestor’s Actor ID



Query Parameters:
None

Supported formats: JSON

Response Parameters:

NameTypeDescription
contentsArrayThe array of notes held in the account
loanIdIntegerUnique LendingClub ID number for the loan.
noteIdIntegerUnique LendingClub ID for the Note.
noteStatusStringStatus of the note. Can be ISSUED CURRENT GRACE PERIOD LATE 16-30 DAYS LATE 31-120 DAYS DEFAULT CHARGED-OFF
noteAmountBigDecimalValue of the Note based on the principal outstanding.
termIntegerThe Number of payments on the loan. Values are in months and can be either 36 or 60.
gradeStringLendingClub assigned loan grade.
rateNumberInterest rate that is being charged for the loan.
subGradeStringLendingClub assigned loan subgrade.
expDefaultRateNumberThe expected default rate of the loan.
serviceFeeRateNumberService fee rate paid by the investor for this loan.
purposeStringA category provided by the borrower for the loan request. Values are: Debt consolidation, Credit card refinancing, Medical expenses, Learning and training, Home improvement, Green loan, Business, Wedding expenses, Vacation, Moving and relocation, Home buying, Car financing, Major purchase, Other
loanAmountNumberThe listed amount of the loan applied for by the borrower. If at some point in time, the credit department reduces the loan amount, then it will be reflected in this value.
loanStatusStringStatus of the loan.
orderIdIntegerUnique ID for the order placed.
issuedDateDateDate one which the loan was issued to the borrower.
outstandingPrincipalBigDecimalPrincipal outstanding on the Note/Loan
portfolioIdStringID of the portfolio this Note is part of.
portfolioNameStringName of the portfolio
nextPaymentDateDateDate when the next payment for the loan is scheduled to be paid.
paymentsReceivedBigDecimalTotal amount of settled payments received. Payments in flight not included.
orderDateDateDate when the order was placed for the loan.
loanStatusDateDateDate that the loanStatus field changed most recently.
interestPendingBigDecimalPending amount of interest the investor is expecting once a payment settles
principalReceivedBigDecimalTotal principal received by the investor
interestReceivedBigDecimalTotal interest received by investor. Only includes settled payments, not payments in
interestReceivedBigDecimalTotal interest received by investor. Only includes settled payments, not payments in flight
currentPaymentStatusStringStatus of the most recent expected payment.
canBeTradedBooleanFlag to indicate whether the loan can be traded.
accruedInterestBigDecimalAmount of interested accrued since the previous payment.
applicationTypeStringThe loan application type. Valid values are "INDIVIDUAL" or "JOINT".
disbursementMethodStringIt will indicate the loan disbursement method. Valid values are "DIRECT_PAY" or "CASH".
pendingPrincipalPaymentBigDecimalPending amount of principal the investor is expecting once a payment settles.
noteIssuedDateDateTotal amount of late fees received by the investor from the loan.
loanTypeStringType of application LEAD INVITATION APPLICATION
noteTypeStringType of the note
wasPurchasedSecondaryStringIndicator if this loan was purchased previously on the secondary market – can be “1” or “0”.
firstMonthPaymentBigDecimalAmount paid by borrower in the first month.
purchasePrincipalBigDecimalThe remaining principal on the loan as of the date of the last sale.
originalAssetAmountBigDecimalThe remaining principal on the loan as of the date of the last sale.
originalContractDueDateIntegerDay of month that the borrower was originally meant to make monthly payment.
originalContractDueDateIntegerDay of month that the borrower was originally meant to make monthly payment.
newDueDateIntegerDay of the month that the regular payment date has been changed to.
countPayDayIntegerThe number of times the borrower has requested to change their payment date.
purchaseInterestBigDecimalThe amount of accrued interest that has not been received as of the date of the last sale.
actorIdIntegerOwner’s actor ID.
productIdStringProduct ID of the loan.
jointAppBooleanIndicator if this loan is a joint application or not.
neverLateBooleanIndicates whether the loan has ever been late. FALSE when the status of the loan has ever been in Grace Period, Delinquent, In Collections, or Defaulted. TRUE otherwise.

HTTP Status Summary:

CodeDescription
200Success
400Validation or business error
401Unauthorized
403Forbidden
404Not found
500Unexpected failure

Sample Response:

{
    • "content": [ {
      • "loanId": "169052568",
      • "noteId": "215470136",
      • "noteStatus": "ISSUED",
      • "noteAmount": 6045,
      • "term": 36,
      • "grade": "A",
      • "rate": 10.81,
      • "subGrade": null,
      • "expDefaultRate": null,
      • "serviceFeeRate": null,
      • "purpose": "Debt Consolidation",
      • "loanAmount": 6000,
      • "loanStatus": "Current",
      • "orderId": "247571204",
      • "issuedDate": "2020-06-05",
      • "outstandingPrincipal": 4522.59,
      • "portfolioId": null,
      • "portfolioName": null,
      • "nextPaymentDate": "2021-05-11",
      • "paymentsReceived": 1951.79,
      • "orderDate": "2020-06-04",
      • "loanStatusDate": "2021-04-05",
      • "interestPending": 0,
      • "principalReceived": 1477.41,
      • "interestReceived": 474.38,
      • "currentPaymentStatus": "Completed",
      • "canBeTraded": true,
      • "accruedInterest": 13.58,
      • "applicationType": "JOINT",
      • "disbursementMethod": "CASH",
      • "pendingPrincipalPayment": 0,
      • "lateFeesReceived": 0,
      • "noteIssuedDate": "2020-06-09",
      • "loanType": "Personal",
      • "noteType": "1",
      • "wasPurchasedSecondary": "0",
      • "firstMonthPayment": null,
      • "purchasePrincipal": 6000,
      • "originalAssetAmount": 6000,
      • "originalContractDueDate": 5,
      • "newDueDate": " ",
      • "countPayDay": 0,
      • "purchaseInterest": 0,
      • "actorId": "202101826",
      • "productId": "1",
      • "jointApp": true,
      • "neverLate": true
      }, {
      • "loanId": "169060877",
      • "noteId": "215414933",
      • "noteStatus": "ISSUED",
      • "noteAmount": 5000,
      • "term": 36,
      • "grade": "A",
      • "rate": 10.19,
      • "subGrade": null,
      • "expDefaultRate": null,
      • "serviceFeeRate": null,
      • "purpose": "Home Improvement",
      • "loanAmount": 5000,
      • "loanStatus": "Current",
      • "orderId": "247490993",
      • "issuedDate": "2020-06-03",
      • "outstandingPrincipal": 3760.04,
      • "portfolioId": null,
      • "portfolioName": null,
      • "nextPaymentDate": "2021-05-07",
      • "paymentsReceived": 1615.07,
      • "orderDate": "2020-06-02",
      • "loanStatusDate": "2021-04-03",
      • "interestPending": 0,
      • "principalReceived": 1239.96,
      • "interestReceived": 375.11,
      • "currentPaymentStatus": "Completed",
      • "canBeTraded": true,
      • "accruedInterest": 12.77,
      • "applicationType": "INDIVIDUAL",
      • "disbursementMethod": "CASH",
      • "pendingPrincipalPayment": 0,
      • "lateFeesReceived": 0,
      • "noteIssuedDate": "2020-06-05",
      • "loanType": "Personal",
      • "noteType": "1",
      • "wasPurchasedSecondary": "0",
      • "firstMonthPayment": null,
      • "purchasePrincipal": 5000,
      • "originalAssetAmount": 5000,
      • "originalContractDueDate": 3,
      • "newDueDate": " ",
      • "countPayDay": 0,
      • "purchaseInterest": 0,
      • "actorId": "202101826",
      • "productId": "1",
      • "jointApp": false,
      • "neverLate": true
      }, {
      • "loanId": "169063913",
      • noteId": "215421276",
      • "noteStatus": "ISSUED",
      • "noteAmount": 6982.5,
      • "term": 36,
      • "grade": "A",
      • "rate": 10.19,
      • "subGrade": null,
      • "expDefaultRate": null,
      • "serviceFeeRate": null,
      • "purpose": "Debt Consolidation",
      • "loanAmount": 7000,
      • "loanStatus": "Fully Paid",
      • "orderId": "247591026",
      • "issuedDate": "2020-06-03",
      • "outstandingPrincipal": 0,
      • "portfolioId": null,
      • "portfolioName": null,
      • "nextPaymentDate": "2021-01-22",
      • "paymentsReceived": 7383.21,
      • "orderDate": "2020-06-02",
      • "loanStatusDate": "2021-01-11",
      • "interestPending": 0,
      • "principalReceived": 7000,
      • "interestReceived": 383.21,
      • "currentPaymentStatus": "Paid Off",
      • "canBeTraded": true,
      • "accruedInterest": 0,
      • "applicationType": "INDIVIDUAL",
      • "disbursementMethod": "CASH",
      • "pendingPrincipalPayment": 0,
      • "lateFeesReceived": 0,
      • "noteIssuedDate": "2020-06-05",
      • "loanType": "Personal",
      • "noteType": "1",
      • "wasPurchasedSecondary": "0",
      • "firstMonthPayment": null,
      • "purchasePrincipal": 7000,
      • "originalAssetAmount": 7000,
      • "originalContractDueDate": 3,
      • "newDueDate": " ",
      • "countPayDay": 0,
      • "purchaseInterest": 0,
      • "actorId": "202101826",
      • "productId": "1",
      • "jointApp": false,
      • "neverLate": false
      • }

    • ]
  • }