LendingClub does not charge a fee to use another bank’s ATM. Lending Club is centered around empowering you to meet your financial goals and will reimburse you for ATM fees charged by other banks and ATM owners on our Rewards Checking and Tailored Checking accounts, which will be posted to your account at the end of each statement cycle.
How do I earn ATM rebates on my checking?
Additional Product Features FAQ
- How do I stop payment on a check?
- What is a signature-based purchase?
- Can I earn Cash Back on online purchases?
- How do I activate a new ATM/Debit card?
- How does early direct deposit work?
- What is the minimum balance to keep in my checking account?
- How do I earn interest on my personal checking account?
- How do I earn Cash Back with my Personal Checking account?
- Are there any fees for my checking account?
LendingClub Resources
Related Articles
We all experience costly, unplanned expenses from time to time—a broken appliance, an auto accident, a surprise medical bill, a loss of income. Having a dedicated emergency fund can not only provide the reassurance you’ll be able to meet unanticipated financial needs, it’s also one of the first essential steps you can take to start saving. Putting even a small amount aside for emergencies can help you recover more quickly and get back to meeting your financial goals that much faster.
Creating the discipline necessary for saving money on a regular basis is one of the keys to establishing a solid financial future. Whether that means not letting late fees eat away at your bank account, or methodically setting aside a certain amount of money for your next great adventure, saving takes patience and practice.
Related Impact
From groceries and diapers to Halloween costumes for pets, nearly 60% of American consumers prefer to shop online for everyday items that make life more convenient, comfortable, and enjoyable. And with rising prices showing no signs of stopping anytime soon, we’re pleased to introduce StackitTM from LendingClub Bank—a new browser extension that automatically finds and rewards eligible members with coupons and cash back for extra savings at more than 15,000 favorite online retailers.
LendingClub completed the acquisition of Radius Bank in February 2021. At that time, in addition to the direct-to-consumer deposit business, we inherited a fintech partner program, and several lending businesses. As we reach the one-year anniversary of the acquisition, and in conjunction with the conclusion of a strategic review of our business operations, we have made the decision to discontinue certain businesses that don’t fit our mission.
Related FAQ's
To earn interest on your checking account, you must maintain an average daily balance of $2,500 or more within the account.
The payment transaction type (signature-based or other) is ultimately decided by the merchant and is based on how the transaction is transmitted at the time of processing.
Once the minimum opening deposit is met, there is no monthly minimum balance requirement to maintain your account
Earning Cash Back with your Rewards Checking account is simple...
When you set up direct deposit into your LendingClub bank account, we make your funds available as soon as we receive notification from the depositor when funds will be available.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.