DEPOSIT SERVICES

CASH MANAGEMENT

Our comprehensive cash management services will save your organization time and money.

Deposit services

<ul>
  <li>ATM Card: available with all business checking, savings, money market and NOW accounts</li>
  <li>Debit Card: Business checking account required</li>
  <li>Make quick and easy cash or check deposits at any LendingClub Bank ATM or MoneyPass or NYCE® Shared Deposit Program ATM</li>
</ul>

Business ATM & Debit Card

<ul>
  <li>Quick and easy deposits into your account</li>
  <li>Standardize deposit activity and manage transaction security by setting up various access levels</li>
  <li>Three convenient options: LendingClub desktop scanner, your own flatbed scanner, your mobile device<sup>1</sup></li>
  <li>Business Online Banking is required for use of this service</li>
</ul>

Remote Deposit Capture

<ul>
  <li>An enhanced version of Remote Deposit Capture</li>
  <li>Streamline the collections process by combining check and electronic remittance capture information through the use of a desktop scanner and image technology</li>
  <li>Reduce data storage and delivery costs</li>
  <li>Business Online Banking is required for use of this service</li>
</ul>

e Capture<sup>1</sup> Remittance Processing

<ul>
  <li>Accept the most widely-used electronic payment options for your customers at the point-of-sale</li>
  <li>Reduce the need to maintain credit accounts and manage collections, helping you save money, control cash flow and improve customer service</li>
  <li>Benefit from ACH settlement within 48 hours of the sale </li>
  <li>This service is available with all business deposit accounts</li>
  <li>Business Online Banking is required for use of this service</li>
</ul>

Merchant Services

<ul>
  <li>Collect one-time and recurring payments electronically via credit card, debit card or electronic checks</li>
  <li>Accept payments through a secure website, over the telephone and/or in-person</li>
  <li>Receive proceeds faster than through the traditional deposit process</li>
  <li>Obtain real-time reports for better tracking and monitoring of receipts</li>
  <li>Low-cost service is easy to implement</li>
  <li>This service is available with all business deposit accounts</li>
</ul>

ePayment Solutions

<ul>
  <li>Efficiently consolidate account balances into a master account 
Checks are written, disbursements are made and the net balance is transferred from a concentration account</li>
  <li>Establish multiple accounts for specific use and easily consolidate all balances</li>
  <li>Ensure funds do not stand idle in multiple accounts, eliminating the need to initiate account transfers</li>
  <li>This service is available to Account Analysis Checking clients</li>
  <li>Premium Business Online Banking is required for use of this service</li>
</ul>

Zero Balance Accounts

<ul>
  <li>Receive incoming domestic and international wire transfers into your business deposit account</li>
  <li>For instructions on how to receive an incoming international wire transfer, please contact your relationship manager or our Customer Service team</li>
</ul>

Wire Transfers

<ul>
  <li>Collect funds electronically</li>
  <li>Efficiently manage receipt of payments</li>
  <li>This service is available to Account Analysis Checking clients</li>
  <li>Premium Business Online Banking is required for use of this service</li>
</ul>

ACH Origination (Debit)

Feel free to contact us with any questions. We’ll make sure to get you in touch with whoever you’re looking for.

Get in touch!

At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.

Digital banking, made human

We use 256-bit encryption to ensure that data is protected with the highest level of security.

Security

Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.

FDIC Insurance

Have a question? We’re here to help. Chat with us online, or reach us by phone or email.

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