Create Portfolio

This subresource allows investors to create a new portfolio.

Operation: POST

URL: https://api.lendingclub.com/api/investor/[version]/accounts/[Investor Id]/portfolios

URL Parameters: Investor Id — This can be obtained from the Account Summary section on LendingClub website when a user is logged in.

Query Parameters: None.

Supported Formats: JSON

Request Payload: JSON request for create portfolio

Name

Type

Nullable

Description

actorId

integer

No

The id of the investor account

portfolioName

String

No

Portfolio name

portfolioDescription

String

Yes

Portfolio description

Sample request -

Returned value: Successful

execution of the call will result in a JSON response. Cases where the input is invalid (ex. Portfolio name not provided or a portfolio with the same name already exists) will result in a HTTP Response code 400 (Bad Request)

An appropriate error message will be communicated back as a JSON payload along with every response with HTTP Response code 400.

Name

Type

Nullable

Description

portfolioId

integer

No

Portfolio Id

portfolioName

String

No

Portfolio name

portfolioDescription

String

Yes

Portfolio description

Sample Successful response -

Sample Error response -

Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed. 

Reducing debt and maintaining low credit balances may contribute to an improvement in credit score, but results are not guaranteed. Individual results vary based on multiple factors, including but not limited to payment history and credit utilization.

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,584 for a term of 36 months, with an interest rate of 10.29% and a 6.00% origination fee of $1,190 for an APR of 14.60%. In this example, the borrower will receive $18,663 and will make 36 monthly payments of $643. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states.

For Personal Loans, APR ranges from 9.57% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of July 11, 2024 and are subject to change without notice.

Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history. 

Any reviews presented are individual experiences and results may vary. Reviews collected and authenticated by Bazaarvoice. All reviews can be accessed at https://www.lendingclub.com/company/reviews

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

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