Detailed Notes Owned

This subresource provides a detailed list of notes that are owned by the investor. In addition to the data provided by Owned Notes resource, this one adds financial information regarding the notes.

Operation: GET

URL: https://api.lendingclub.com/api/investor/[version]/accounts/[Investor Id]/detailednotes

URL Parameters: Investor Id — This can be obtained from the Account Summary section on Lending Club website when a user is logged in.

Query Parameters: None.

Supported Formats: JSON, XML, CSV

Name

Type

Nullable

Description

loanStatus

String

No

Loan status

loanId

integer

No

Loan Id

portfolioName

String

Yes

Portfolio name

noteId

integer

No

Note Id

grade

String

No

Subgrade

loanAmount

BigDecimal

No

Loan amount

accruedInterest

BigDecimal

No

Accrued Interest

noteAmount

BigDecimal

No

Note amount

purpose

String

No

Purpose

interestRate

Number

No

Interest rate

portfolioId

integer

Yes

Portfolio Id

orderId

integer

No

Order Id

loanLength

integer

No

Loan length

issueDate

String

Yes

Issue date

orderDate

String

No

Order date

loanStatusDate

String

No

Loan status date

creditTrend

String

No

Credit trend

currentPaymentStatus

String

Yes

Current payment status

canBeTraded

boolean

No

Can be traded

paymentsReceived

BigDecimal

No

Payments received

nextPaymentDate

String

Yes

Next payment date

principalPending

BigDecimal

No

Principal pending

interestPending

BigDecimal

No

Interest pending

interestReceived

BigDecimal

No

Interest received

principalReceived

BigDecimal

No

Principal received

applicationType

String

Yes

The loan application type. Valid values are "INDIVIDUAL" or "JOINT"

disbursementMethod

String

No

The loan disbursement method. Valid values are "DIRECT_PAY" or "CASH".

Returned value: JSON -

Returned value: XML -


Returned value:
CSV -

Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed. 

Reducing debt and maintaining low credit balances may contribute to an improvement in credit score, but results are not guaranteed. Individual results vary based on multiple factors, including but not limited to payment history and credit utilization.

Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed.

Reducing debt and maintaining low credit balances may contribute to an improvement in credit score, but results are not guaranteed. Individual results vary based on multiple factors, including but not limited to payment history and credit utilization.

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,169 for a term of 36 months, with an interest rate of 10.49% and a 6.00% origination fee of $1,150 for an APR of 14.81%. In this example, the borrower will receive $18,019 and will make 36 monthly payments of $623. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states.

For Personal Loans, APR ranges from 8.98% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of March 8, 2024 and are subject to change without notice.

Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.

Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history. 

Any reviews presented are individual experiences and results may vary. Reviews collected and authenticated by Bazaarvoice. All reviews can be accessed at https://www.lendingclub.com/company/reviews

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

© 2024 LendingClub Bank. All rights reserved.