9.6% Net Annualized Return

A More Efficient Model
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Lending Club Notes have average net annualized returns of 9.6%. Notes are offered by prospectus filed with the SEC.

  • $0 to open
  • No maintenance fees
  • $25 minimum investment

Why should banks make all the money?

Lending Club cuts out the middleman allowing investors to easily build a portfolio of Notes that represent loans to creditworthy borrowers.

With an average FICO of 713, our borrowers are rewarded with competitive rates, while our investors are rewarded with the opportunity for higher returns.

Live Investor Forum

Thursday Sep 3rd at 3:30 pm EST (12:30 pm PST)

In just 30 minutes, Lending Club�s Live Investor Forum will help you become a smarter investor

  • Get insights on risk management and diversification
  • See examples of investment strategies
  • Understand the different approaches to peer investing

You'll have the chance to ask questions online and learn more about upcoming offers and developments

Financial Innovation

Lending Club’s $5.4 billion initial public offering on the New York Stock Exchange is more than just the largest IPO for a U.S.-based tech company this year, it’s also planting the flag for an entire ecosystem of startup companies engaged in overturning the ways in which the world deals with money.

Tech Crunch

Featured Borrower


"My loan was 100% funded within 12 hours, and I had funds in my account within 4 days. It was ridiculously fast..."