Borrow at a low, fixed rate.

Tips for faster process

Hit the accelerator.

Follow these few suggestions that may help you speed up the process:

Give investors the details.

Add a detailed description to your loan application: why you're borrowing, what your current finances look like, and how you plan to pay for the loan.

Provide confidence.

Describe your employment and income history in reasonable detail.

Answer investor questions promptly.

They're not being nosy; they're trying to assess the risk of lending you money. Always provide complete, thoughtful, and accurate answers.

Give us everything we ask for.

If Lending Club asks you for documentation or clarification, respond immediately.

Tell your friends!

No, it won't expedite the process, but you can help friends, family, and trusted colleagues get the money they need at a great rate.

Safe and Secure

Safe and Secure

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Financial Innovation

If Lending Club’s expansion succeeds, it’s more likely that it will be the company that hooks you up when it’s time to buy that new car, send the kid to college, or pay off that high-interest credit card. And those with money to save will be more likely to lend it out for vastly better interest than the near-zero rates that bank savings accounts offer today.

San Jose Mercury News

Featured Borrower

Andy

"The interest rate on my loan through Lending Club is a third less than what I was paying before, and it’s very satisfying to know that there is an end date for being done with my debt."