Borrow at a low, fixed rate.

Tips for faster process

Hit the accelerator.

Follow these few suggestions that may help you speed up the process:

Give investors the details.

Add a detailed description to your loan application: why you're borrowing, what your current finances look like, and how you plan to pay for the loan.

Provide confidence.

Describe your employment and income history in reasonable detail.

Answer investor questions promptly.

They're not being nosy; they're trying to assess the risk of lending you money. Always provide complete, thoughtful, and accurate answers.

Give us everything we ask for.

If Lending Club asks you for documentation or clarification, respond immediately.

Tell your friends!

No, it won't expedite the process, but you can help friends, family, and trusted colleagues get the money they need at a great rate.

Safe and Secure

Safe and Secure

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Financial Innovation

Lending Club’s $5.4 billion initial public offering on the New York Stock Exchange is more than just the largest IPO for a U.S.-based tech company this year, it’s also planting the flag for an entire ecosystem of startup companies engaged in overturning the ways in which the world deals with money.

Tech Crunch

Featured Borrower


"Getting engaged forced me to make some important financial decisions, so I consolidated several sources of debt with a single loan from Lending Club."