Borrow at a low, fixed rate.

Tips for faster process

Hit the accelerator.

Follow these few suggestions that may help you speed up the process:

Give investors the details.

Add a detailed description to your loan application: why you're borrowing, what your current finances look like, and how you plan to pay for the loan.

Provide confidence.

Describe your employment and income history in reasonable detail.

Answer investor questions promptly.

They're not being nosy; they're trying to assess the risk of lending you money. Always provide complete, thoughtful, and accurate answers.

Give us everything we ask for.

If Lending Club asks you for documentation or clarification, respond immediately.

Tell your friends!

No, it won't expedite the process, but you can help friends, family, and trusted colleagues get the money they need at a great rate.

Safe and Secure

Safe and Secure

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Financial Innovation

The San Francisco company, which made nearly $100 million last year, is hoping to seize on the success of the online lending industry as it grows into a robust alternative to traditional loans, and validate the industry as a high-tech, quicker version of bank lending that is here to stay.

San Jose Mercury News

Featured Borrower

Rebecca

"The application process was simple, and it was neat to watch the process as people invested in my loan."