A wire transfer is an electronic payment service for transferring funds by wire, for example through SWIFT, the Federal Reserve Wire Network or the Clearing House Interbank Payments System.
The Society for Worldwide Interbank Financial Telecommunication (SWIFT) Code is a unique identification code that may be required by some banks, broker-dealers and investment managers for the completion of international wire transfers.
Domestic wires submitted before 4 PM ET and international wires submitted before 1 PM ET will be sent same-day. Wires submitted after these times will be sent the next business day.
All wires are guaranteed funds. Once they are sent out, there is almost no chance of having the funds returned unless the receiving party agrees to the return.
Personal Banking Clients: Our Elite and Reserve Tier customers can place a wire via online banking and our mobile app. For all other customers, they can reach out to customer service here to initiate a wire. Please note, we are unable to process wires for Essential Checking accounts.
Small Business Clients: Business customers can place a wire via online banking and our mobile app.
Commercial Business Clients: Commercial Business customers can place a wire via online banking and our mobile app.
Domestic Wires must be submitted before 4 PM ET to be sent same-day.
Personal and Small Business Clients: Customers can reach out to customer service here to initiate a wire.
Cash Management Business Clients: Cash Management Business customers can initiate a wire via online banking. If you need further assistance, please contact Cash Management at 833.498.1399.
International wires must be submitted before 1 PM ET to be sent same-day.
Fees and limits may apply, depending on your account type and the type of wire. You will be able to review any fees and limits before completing your wire transfer in Online Banking.
As of June 7, 2021, we have an updated process for incoming international wires. This process will only be for incoming international wires and we ask that you provide the below to the person or business wiring the funds.
Please have your bank send a fed wire through their North American correspondent to:
2701 N Thanksgiving Way
Lehi, UT 84043
For credit to LendingClub Bank: Your name and address
Your LendingClub Bank account #:
Ref: Payment details
If the sending bank bank does not have a North American correspondent:
Beneficiary Bank Name: PNC Bank N.A.
Beneficiary Bank Address: 249 Fifth Avenue, Pittsburg PA 15222 USA
Beneficiary Bank SWIFT/BIC: PNCCUS33
Beneficiary Bank ABA: 043000096
Final Beneficiary Account: 1082043964
Final Beneficiary Name: LendingClub Bank, N.A.
Final Beneficiary Address: 2701 N Thanksgiving Way
Final Beneficiary Address: Lehi, UT 84043
Reference Field: LendingClub Bank customer’s name
Reference Field: LendingClub Bank customer’s account number
Reference Field: Payment information
Effective July 1, 2021, we will not accept or process any wire transfers, whether they are incoming or outgoing, to or from the high-risk countries listed below:
At LendingClub, we put our customers at the center of everything we do. That’s why we focus on providing products and services that are not only convenient but help to make life easier.
We use 256-bit encryption to ensure that data is protected with the highest level of security.
Your deposits are FDIC-insured up to the highest possible amount allowed – $250,000 per depositor for each ownership category.
Have a question? We’re here to help. Chat with us online, or reach us by phone or email.