Checking Accounts FAQ
Introducing LevelUp Checking
- How do I earn 2% Loan Payment Cash Back with a LevelUp Checking account?
- How do I earn 1% Debit Card Cash Back with a LevelUp Checking account?
- What’s a Signature-Based Purchase?
- How does Debit Card Cash Back rewards work?
- When will I see my Debit Card Cash Back rewards?
- Where do I track my Debit Card Cash Back rewards?
- Is there a limit to how much you can earn through our Debit Card Cash Back program each year?
- What’s an MCC?
- What MCC codes are eligible for Cash Back rewards?
- How do I earn Loan Payment Cash Back with my LevelUp Checking account?
- Which loans are considered personal loans for Loan Payment Cash Back?
- How do Loan Payment Cash Back rewards work?
- Do I earn more cash back if I pay more than the amount due?
- Do I earn any cash back if I pay part of my monthly payment amount?
- I'm not a LendingClub member. How can I open an account?
- Do LevelUp Checking Rewards get deposited directly into my LevelUp Checking account?
Application
- How can I open a LevelUp Checking account?
- What do I need to open a LevelUp Checking account?
- What is the minimum amount required to open an account?
- How do I fund my checking account?
- When will my funds be available to use after I open my LevelUp Checking account?
- Can I add a joint owner to my checking account?
- How do I add a beneficiary to my LevelUp Checking account?
- Will opening a LevelUp Checking account impact my credit?
- How do I get a debit or ATM card?
- How do I order checks?
- How do I set up my LendingClub profile?
- New LevelUp Checking account checklist

Account Details
Product Features
Money In
- When setting up Direct Deposit, what credentials should I use when connecting with my payroll provider?
- Do I give LendingClub 100% of my paycheck?
- How do I use the Mobile Deposit feature?
- What is the incoming international wire process?
- What is a wire transfer and SWIFT code?
- What are the domestic wire instructions to send a wire to a LendingClub account?